LOAN OFFICER, SR

Job Title: Outside Sales Mortgage Loan Originator - Backed by an In-Office Sales Team

Are you a proven Mortgage Loan Originator? Are you looking for a team to handle your loans while you get out there and sell?

NW Capital Mortgage is seeking a local Clark County WA loan officer to add to the team. NW Capital Mortgage is a Vancouver, WA based division of American Pacific Mortgage.

Why Choose NW Capital Mortgage?

At NW Capital Mortgage, we have built a robust support team that will help you manage your pipeline while you do what really matters; growing your business by spending time with clients, realtors, and referral partners.

We value Integrity, Diligent Work, and Authentic Relationships.

As a NW Capital Mortgage Loan Officer, you will have the support of 5 separate in-office teammates taking the best possible care of you and your clients.

1. A Sr. Loan Processor with 10+ years of experience to get files to closing (no more processing your own files)
2. A Sales Manager with 8+ years of experience reviewing your pipeline and CRM daily (your clients get the highest quality experience)
3. A Loan Assistant reviewing your clients' applications, drafting loan estimates, and submitting files to processing (stay on the phone instead of in the file)
4. An Administrative Assistant to help with printing documents, sending birthday texts, filing expense reports, writing thank you cards, and doing CRM tasks (no more busy work)
5. A 10x Presidents Club Branch Manager with 20+ years of experience to coach you to the next level (learn from someone who has actually done it)

The Value Proposition:

• 100 - 120 bps per closed self-sourced loan
• 50 bps per closed branch generated loan
• Branch generated leads to give to your realtors
• A processor to get your loans to closing
• A team to do an initial pre-approval review of your clients for you
• A killer CRM that automatically checks in with clients over text (custom built)
• Sharp pricing (and price matching whenever possible)
• Conventional, FHA, VA, and USDA
• Down payment assistance (OR, WA, and national), non-QM, and even MNFD homes in parks
• Broker loans when necessary
• No need to hire and manage your own assistant(s) and processor(s)

Key Responsibilities:

• Originate Conventional, FHA, VA, and other residential home loans
• Prequalify clients for home purchases
• Structure clients' home loans and refinances
• Spend time with consumers on the phone and in person
• Prospect and market loan programs to clients and realtors
• Manage a pipeline of active and potential borrowers
• Attend in office team meetings and training periodically
• Maintain an active and valid NMLS MLO # through continuing education

Requirements:

• Active and current NMLS MLO #
• 3+ years of experience in the mortgage industry
• Track record of originating an average of 6 or more self-sourced home loans a quarter
• High school diploma or equivalent required (relevant college classes or degrees are beneficial but not essential)
• Self-starter with a strong work ethic
• Strong verbal and written communication skills
• Effective organizational abilities
• Excellent customer service over email, phone and text
• Detail oriented
• Proficient in Microsoft Office (Outlook, Word, and Excel)
• Experience with Encompass or similar Loan Originating Software
• Local to Clark County, WA or Portland, OR

Compensation and Benefits:

• Full Commission based pay up to 120 bps
• Full-Time Hybrid Position
• 401(k) and ESOP
• Health, Dental and Visions Benefits

The Loan Officer will be required in the office for training and meetings but may spend many days working from home or out in the field.