Loans and Deposits Specialist - FIG SG
Key Responsibilities:
Transaction Execution and Client Servicing
- Manage end-to-end execution of loan drawdowns, rollovers, repayments and prepayments (non-trade related), ensuring seamless processing
- Handle fixed deposit placements, renewals, rollovers and premature withdrawals, including calculation and communication of applicable terms and charges
- Ensure timely, accurate, and compliant processing of all transaction
- Coordinate with clients to ensure documentation completeness and readiness
- Act as a key coordination point to ensure smooth execution across internal and external stakeholders
- Escalate issues proactively and drive resolution
- Monitor upcoming loan maturities, rollover requirements and deposit renewal opportunities
- Maintain internal trackers and management information relating to loan and deposit activities
- Coordinate with Relationship Managers and product partners to support portfolio monitoring, optimization and client servicing initiatives
- Identify cross-sell opportunities across CASA, fixed deposits, FX products, structured deposits, interest rate hedging solutions, etc. (where applicable)
- Work with product partners to refer and enable deal execution
- Coordinate client onboarding activities, including account opening, KYC documentation and fulfilment of internal onboarding requirements.
Pricing and Margin Management
- Partner Relationship Managers (RMs) on indicative and confirmed pricing for loans and deposits
- Validate pricing components with Treasury, including (but not limited to) cost of funds, credit funding factors, etc.
- Ensure adherence to approved margins and governance standards
Risk, Controls and Compliance
- Ensure all transactions comply with internal policies and procedures, as well as regulatory requirements
- Maintain high standards of operational control and documentation accuracy
- Monitor excess, exception and limit reports and coordinate remediation with relevant stakeholders
- Escalate breaches, exceptions and unresolved issues on a timely basis Support audit and compliance reviews where required
- Champion a client-centric service culture
- Identify process improvement opportunities to enhance turnaround time and efficiency
- Prepare and coordinate periodic risk, exception and control reports for management review
Requirements:
- Bachelor’s or any related disciplines (Finance/ Business/ Banking) or equivalent professional qualification
- Relevant experience in credit analysis, banking risk management, corporate banking, FI banking, loan administration, middle support, client service and/or treasury support.
- Familiarity with financial markets products is advantageous
- Working knowledge of lending products and loan lifecycle
- Working knowledge of deposit products and pricing
- Strong client service orientation
- Attention to detail and operational accuracy
- Stakeholder management and collaboration
- Analytical thinking (especially in pricing validation)
- Ability to manage multiple transactions under time pressure
- Team player