Manager / AVP – Finance & Credit

We're Hiring | Manager / AVP – Finance & Credit

📍 Location: Mumbai
💼 Company: Red Fort Capital (NBFC)
💰 Compensation: ₹30–45 LPA (Based on Experience)

About Red Fort Capital

Red Fort Capital is a leading NBFC focused on providing business credit solutions to MSMEs with quick turnaround times. We finance working capital, receivables, equipment & machinery purchases, and construction finance. Our underwriting approach is highly analytical, relationship-driven, and focused on enabling entrepreneurs through customized credit solutions.

About the Role

We are looking for a highly analytical finance professional to join us as Manager / AVP – Finance & Credit. This is an end-to-end ownership role where you'll independently evaluate lending opportunities, conduct financial and business due diligence, present recommendations to the Credit Committee, oversee transaction execution, and manage borrower relationships post-disbursement.

This position is ideal for professionals who enjoy taking ownership, making commercial decisions, and working closely with businesses to structure and monitor high-quality credit transactions.

Key Responsibilities

• Own the complete lifecycle of credit transactions—from initial evaluation to final closure.

• Conduct detailed financial statement analysis, cash flow assessment, ratio analysis, and credit underwriting.

• Perform business and promoter due diligence, including site visits and stakeholder interactions.

• Structure lending transactions by recommending pricing, tenure, collateral, and covenants.

• Prepare detailed credit notes and present recommendations to the Credit Committee.

• Coordinate documentation, security creation, and disbursement processes.

• Manage borrower relationships after disbursement and monitor portfolio performance.

• Track repayments, identify early warning signals, and ensure timely collections.

• Mentor junior finance associates and contribute to strengthening underwriting frameworks and internal processes.

Desired Candidate Profile

• MBA from a Tier-1 institute.

• Minimum 3 years of post-MBA experience in:

  • NBFCs

  • Banks

  • Private Credit

  • Structured Finance

  • SME/Corporate Lending

  • FinTech Lending

  • Investment Banking

• Strong hands-on experience in:

  • Credit underwriting

  • Financial statement analysis

  • Credit appraisal

  • Due diligence

  • Transaction structuring

  • Credit committee presentations

• Excellent Excel, analytical, communication, and stakeholder management skills.

• High ownership mindset with strong commercial judgment and attention to detail.

Why Join Us?

• Own transactions from origination to portfolio management.

• Present directly to senior decision-makers and the Credit Committee.

• Work in a fast-paced environment with significant autonomy and responsibility.

• Build expertise across underwriting, structured lending, relationship management, and portfolio monitoring.

• Competitive compensation package of ₹30–45 LPA, based on experience.

Interested candidates can apply with their updated resume. Shortlisted candidates will be contacted for the next steps in the hiring process.