Money Laundering Reporting Officer
You act as the designated MLRO under French law and take statutory responsibility for the AML/CFT programme across regulated entities. You own the risk classification framework, oversee KYC/KYB onboarding, supervise transaction monitoring, file declarations with Tracfin, manage sanctions and PEP screening, deliver training, produce regulatory reports, engage with the ACPR, and embed AML controls into operational processes.
Responsibilities
- Act as the designated MLRO under French law
- Own and continuously improve the AML/CFT risk classification framework
- Oversee and evolve the KYC/KYB onboarding programme
- Supervise transaction monitoring operations
- File declarations of suspicion with Tracfin and manage the relationship with Tracfin
- Manage the sanctions and PEP screening programme
- Design and deliver role-specific AML/CFT training
- Produce periodic AML/CFT reports for the supervisory board and senior management
- Contribute to ACPR reporting and inspection readiness
- Engage directly with the ACPR on AML/CFT matters
- Embed AML controls into onboarding flows and operational processes
Requirements
- 5 to 8 years of AML/CFT compliance experience within a regulated EU financial institution
- Prior experience as a named MLRO or Deputy MLRO or in an equivalent accountable role
- Deep expertise in the French AML/CFT framework
- Direct experience with Tracfin declarations
- Strong command of AMLD5/6 MiCA AML provisions and the Transfer of Funds Regulation
- Experience designing or overseeing transaction monitoring and sanctions screening programmes
- Understanding of KYC/KYB processes for retail and institutional clients including EDD and ongoing monitoring
- Professional fluency in French and English
- High attention to detail and a structured approach to complex regulatory requirements
Benefits
- Remote-first work with up to one day on-site per week