Mortgage Lender - Palmyra

NOTE: POSITION IS IN PERSON - NOT REMOTE

• Be familiar with all residential loan products and market these to potential borrowers. Evaluating all loan programs to fit borrower’s needs and qualifications.
• Originate mortgage (secondary market and portfolio i.e., HELOC, construction, etc.) and installment loans - interviewing clients, processing complete applications, obtaining all required documentation, ordering credit reports, appraisals, title insurance, flood certification, and any other required inspections.
• Generate new business through realtor relationships, community involvement and self-sourcing
• Provide a superior level of customer relations and service.
• Recognize the need for and/or cross-sell other bank products and refer clients to the correct bank personnel (commercial loan, internet banking, new deposit account, etc.)
• Assist in attaining established branch goals
• Data entry into origination software
• Maintain a pipeline record of clients-in-process
• Create, maintain, and complete a mortgage origination file to submit to underwriter for approval. Expedite the loan application process by curing any defects quickly and professionally.
• Coordinate and lock interest rates on approved loans
• Close underwriter approved loans professionally and in conformance with guidelines.
• Successfully communicate with clients and referring staff member, if any throughout and after mortgage loan process
• Generate new business through realtor relationships, community involvement and self-sourcing
• Oversee any Adverse Action notices required
• Responsible for collection of delinquent credit for portfolio.
• Attend weekly Loan Committee
• Assist other loan officers as needed

Additional Duties & Responsibilities:

• Communicate any problems to supervisor
• Annually complete the assigned mandatory Continuity ToDo’s
• Annually complete the assigned mandatory BAI online courses.
• Annually read the Internet Policy, Employee Handbook, and Disaster Recovery Plan and sign that they have been read.
• Annually sign Customer Confidentially & Privacy Statement.
• Work well AS A TEAM with co-workers and the supervisor.
• Be flexible and versatile with job duties as they arise throughout a day.
• Be able to prioritize and complete daily duties and assigned tasks with efficiency and accuracy.
• Reflect a positive attitude with coworkers, supervisors, and employees
• Perform other related duties required or assigned.