Mortgage Loan Officer

Position Summary:

The Mortgage Loan Officer is responsible for helping customers achieve their homeownership and financial goals by providing expert guidance throughout the mortgage lending process. This role will independently originate, evaluate, and manage mortgage loan applications in accordance with bank policies, investor requirements, and federal regulations. The ideal candidate brings extensive industry experience, a proven production history, and strong referral relationships.

Essential Duties and Responsibilities:

• Independently originate and evaluate mortgage loans in compliance with bank guidelines, underwriting standards, and secondary market requirements.
• Manage a high-volume pipeline while meeting multiple and sometimes competing deadlines.
• Maintain strong working knowledge of compliance requirements, including ATR/QM and TRID.
• Proactively develop new business through existing customers, referral partners, and community relationships.
• Maintain and grow a high-quality, self-sourced portfolio of mortgage production.
• Performs other related duties as assigned