Mortgage Loan Officer multi-location

Mortgage Lender works with customer to help with home loans /mortgages, construction loans, home equity lines of credit, consumer loans and other banking products. Guiding customer through the process to make it an easier transition.

Major Duties:

• Provides guidance through the home-buying process from application to closing for residential mortgage loans, construction loans, home equity lines of credit, and consumer loans.
• Form relationships with individuals in the real estate community and generate prospective client leads.
• Underwrite and make credit decisions according to secondary market standards and Bank policies.
• Adhere to Bank lending policies/procedures and federal lending regulations.
• Understand and be able to explain the features and benefits of other Bank products and services for cross-sell opportunities.
• Represent the Bank at loan closings, public functions, meetings, and community events.

Qualifications:

• Minimum of 2 years of mortgage lending experience.
• College degree or advanced education preferred but not required.

The Ideal Candidate Will Have:

• Understanding and experience of mortgage lending.
• Familiarity with secondary market requirements.
• Experience with banking software and other technology applications.
• Strong communication, organization, time management, and attention to detail.
• Ability to multitask and work within a team environment.
• Familiarity with lending compliance rules, regulations, and timelines.

Physical Qualifications:

• Be able to lift and/or carry up to 50 lbs.
• Be able to sit or stand for extended periods of time.