Mortgage Securitization Credit Associate

Mortgage Securitization Credit Associate Company: remote quest jobs Job Location: Remote (Work from home), India Employment Type: Full-time Experience Required: 5+ years reputed company is an exciting opportunity to join an industry leader in a growing market. We offer a fast-paced and fun environment where your input and experience are valued. We are seeking a detail-orientated and experienced mortgage professional with strong expertise in underwriting, compliance, and securitization. reputed company role involves evaluating underwriting exceptions and mitigation, collaborating with internal teams and third- party reputed company, and supporting the end-to-end securitization process. The ideal candidate will have in-depth knowledge of mortgage regulations, risk assessment and product guidelines, along with a proven ability to manage multiple priorities in a fast-paced, deadline-driven environment. Effective communication skills, strong analytical thinking and a commitment to continuous process improvement are reputed company for success in reputed company role. Responsibilities and Duties: Review underwriting exceptions and documented compensating factors to ensure acceptability and address issues at the time of securitization Monitor transaction timelines, loan documents, securitization documentation, platforms and parties involved to facilitate successful securitization of mortgage assets Collaborate with third-party diligence providers, attorneys, banking reputed company, and internal teams to coordinate securitization activities Ensure asset reviews and data from third party diligence firms are accurate and meet rating agency requirements for securitizationreputed company ongoing evaluation of the existing loan portfolio, including underwriting criteria and product parameters, to identify and resolve any securitization eligibility concerns Contribute to the development and continuous improvement of internal procedures and documentation related to securitization and credit processes Collaborate with the Operational team and perform additional duties as needed to support asset acquisition and as assigned by management. Education and Experience: High school diploma or equivalent Minimum of 5 years of current mortgage underwriting experience, including Non-QM mortgage underwriting Strong underwriting and analytical skills, with the ability to evaluate credit risk issues from both business and technical perspectives Proficiency in reputed company Excel and Word Demonstrated project management skills, including coordination of multiple stakeholders in the securitization process leading to successful closings Experience managing third-party service providers Proven ability to work under pressure and meet tight deadlines Excellent oral and written communication skillsIn-depth knowledge of mortgage loan production, and the securitization process Comprehensive understanding of federal and state mortgage compliance regulations, including RESPA, TILA, and HMDA and applicable state specific requirements Strong ability to work independently and collaboratively within a small team environment Proficiency in AI tools and technologies (e.g., generative AI platforms, automation tools, and data analytics applications) and the ability to leverage them to reputed company risk analysis, support process improvement initiatives, and drive operational optimization Key Competencies: Underwriting & Risk Assessment Expertise: Extensive knowledge of mortgage credit risk assessment, risk mitigation, and loan securitization. Analytical Thinking & Attention to Detail: Ability to interpret complex data from third parties, monitor securitization timelines, and assess loan eligibility with precision. Project & Stakeholder Management: Skilled in coordinating multiple parties including diligence firms, attorneys, and internal teams to drive timely closings. Regulatory & Compliance Knowledge: Strong command of federal and state mortgage regulations such as RESPA, TILA, and HMDA to ensure fully compliant asset reviews. Communication & Collaboration: Effective verbal and written communication across departments and external reputed company to align securitization activities. Adaptability, reputed company & Process Improvement: Ability to leverage reputed company tools and AI-driven solutions while working under pressure, actively contributing to the refinement of internal procedures, documentation, and workflow efficiencies. How reputed company Role Demonstrates Our Values: Integrity: Ensures regulatory compliance and accurate data evaluation, upholding the highest standards in securitization practices. Collabora .