Mortgage Specialist (Loan Officer/Originator)

• Are you an experienced Mortgage Loan Officer originator who can independently generate relationship business?
• As a Mortgage Loan Officer, do you need faster turn times, on-time closings and a more supportive atmosphere?
• Are you a Mortgage Loan Officer who works with integrity and honesty?

Then we would love to speak with you, please look below and see how to apply to Equity Resources, Inc.

POSITION SUMMARY:

A Mortgage Loan Officer is responsible for originating residential mortgage loans and developing relationships with internal and external sources. They perform a wide range of duties relating to the origination of residential loans for outside sales. The Mortgage Loan Officer will assume overall responsibility for the residential mortgage loan from application through closing.

And a successful Mortgage Loan Officer will develop new business, structure, and see the loan through to closing, as well as maintain and service an existing customer base. A Mortgage Loan Officer will represent the company in their local community through active participation in community affairs, and participate in marketing all of the company’s products and services. They are responsible for customer service actions as outlined by Equity Resources, Inc. which result in 'Raving Fans.'

ESSENTIAL DUTIES:

Essential duties include, but are not limited to: developing referral contacts (realtors, builders, professional and personal contacts); maintaining knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines; utilizing the computer for communication and access of daily rates, applicant credit reports, automated underwriting responses, and transmitting the loan to Equity Resources; obtaining client information for loan applications and answering questions about the process; analyzing applicants’ financial status, credit, and property evaluations to determine feasibility of granting loans; determining the appropriate Investor, rate, and fee structure, then selling this package to customer and modifying where applicable to obtain a final commitment from the customer; consistently maintaining files that include benefits of the new loan, needs of the customer, and options when feasible; communicating with company and/or applicants in providing timely updates and progress reports; attending meetings (face-to-face) with the customer at a company office, Realtors office, or customer’s home; collecting appropriate documentation from each applicant, examining for accuracy, and delivering loan packages within the timely standards; managing pipeline for all originated loans through closing and completing required management reports; maintaining high levels of customer service while managing each applicant's and support staff's expectations; adhering to all Federal and State regulations; conferring with underwriters to aid in resolving mortgage application problems; resolving customer complaints; organizing and orchestrating the loan closing--closing a specified number of loans per month; and supporting the Company’s strong relationship of “raving fan service” culture through on-going customer contact, quality customer service, and superior product knowledge.