Mashreq

Discussion

Officer, Retail Credit Admin.

Open 30d
  • Maintain adequate and effective controls across Mashreq Bank Branches to 100% double checking of cases for more than particular amount (as agreed) for all products.
  • Reviewing the cases to ensure that all product parameters and policy criteria are met.
  • Ensuring that all financial transactions are made on approved documents to complete the disbursement / maintenance.
  • Checking all types of reports on daily basis to ensure all transactions have been passed against the proper documents.
  • Ensuring that all documents against disbursed vases have been checked as per bank policies.
  • Conducting proper checking of all lending product in compliance with the disbursement instruction while reviewing cases on online basis.
  • Checking posted transactions and ensuring that they are made through vouchers with appropriate supporting document which are prepared and duly approved concerning all lending products.
  • Review all post disbursement maintenance activities (e.g. early settlement, rescheduling, write-offs, due date changes, reversal of transactions) for all lending products, while ensuring compliance within approved charter of authorities and ensuring risk oriented issues are escalated to the Team Leader.
  • Ensuring proper booking of all lending products, overdraft, etc. in compliance with the disbursement instructions.
  • Establishing authenticity of the information provided and ensuring that no case passes fraudulently.
  • Re-analyzing of all cases above a particular amount within one business day and reporting the results to the Team Leader.
  • To highlight the repetitive mistakes done by evaluators to the team leaders who will put action plan to minimize the errors.
  • Re-assuring the correctness of booking for all products and forward all cases to lodgment.
  • Graduate with 1-2 years work experience in credit environment.
  • Excellent analytical skills.
  • Sound interpersonal skills.
  • Good PC skills.
  • Good knowledge of bank policies and compliance.
  • Good Command of English language.
  • Good people management skills.
  • Excellent communication skills.
  • Should be capable of handling unit responsibilities.
Show