Payment Solution Architect
Posted Updated
Description
One of our prestigious clients is seeking a highly skilled Payment Solution
Architect to lead the design and implementation of scalable, secure, and
future-ready payment systems for a fast-growing FinTech company.
This role will work closely with engineering, compliance,
and product teams to architect end-to-end payment solutions, including
card processing, digital wallets, real-time payments, and cross-border
transactions.
The ideal candidate has hands-on experience designing
enterprise-grade payment infrastructures and integrating open banking, APIs, and third-party payment providers.
Job Responsibilities
- Design
and oversee architecture of digital payment solutions and platforms
- Integrate
real-time payment rails (Faster Payments, SEPA, SWIFT, ACH)
- Collaborate
with product and development teams to deliver API-based payment services
- Ensure
compliance with PCI DSS, PSD2, AML, and other
regulations
- Develop
solution blueprints, data flow diagrams, and integration frameworks
- Select
and manage third-party payment providers (e.g., Stripe, Adyen, Worldpay)
- Drive
scalability, availability, and security in all payment solution designs
- Troubleshoot
and resolve architecture-related challenges across systems
- Stay
current with emerging trends in FinTech, blockchain, and digital
finance
Requirements
Required Skills
- Deep
knowledge of digital payment ecosystems, architectures, and
technologies
- Expertise
in payment gateway integration, tokenisation, and fraud
detection systems
- Strong
understanding of ISO 20022, EMV, NFC, and 3D
Secure protocols
- Familiarity
with cloud-native architecture (AWS, GCP, or Azure)
- Ability
to document and present technical concepts to stakeholders clearly
Desired Skills
- Experience
with real-time payment systems and blockchain-based solutions
- Hands-on
coding experience with Java, Python, or Node.js
- TOGAF
or AWS Solution Architect certification preferred
- Knowledge
of financial data orchestration and embedded finance architectures
Benefits
Job Benefits
- Competitive
salary + bonus
- Private
healthcare + dental cover
- Hybrid
or fully remote work model
- Generous
learning & development budget
- International
FinTech conference access