Payments Counsel
You will advise on U.S. and EU payments regulations and partner on licensing applications and ongoing obligations. You will draft cardholder and commercial agreements, manage outside counsel, support regulator responses and audits, and monitor regulatory changes affecting payments, crypto, and fintech.
Responsibilities
- Advise on U.S. and EU payments regulations
- Partner on money-transmitter-license applications, international licenses, and ongoing obligations
- Draft cardholder agreements across jurisdictions
- Draft, review, and negotiate commercial agreements
- Manage outside counsel on regulatory and jurisdictional issues
- Support responses to regulators, audits, exams, and inquiries
- Monitor regulatory changes affecting payments, crypto, and fintech
Requirements
- JD from a top-level law program
- 5–8 years of legal experience in payments, fintech, financial-services regulation, or related areas
- Knowledge of U.S. and EU payments regulations, state money-transmitter licenses, the Durbin Amendment, Regulation E, PSD2/PSD3, EMD2, EMI licensing, and card-network rules
- Experience advising on commercial contracts and regulatory issues for fintech or payments companies
- Written and verbal communication skills
- Ability to work across multiple teams and time zones
Benefits
- Unlimited vacation with a 10-day minimum
- Flexible work arrangement
- Home-office stipend
- Health, dental, and vision plans for US employees and dependents
- Company-subsidized life insurance for US employees
- 401(k) with a 4% company match
- Equity option plan
- Monthly health and wellness stipend
- Domestic and international team and company offsites