rhb

Discussion

Personal Financial Consultant

  • Proactively identify and engage with potential and existing clients to understand their financial needs, goals, and risk profiles.
  • Conduct thorough financial needs analysis, including savings, investments, protection, and retirement planning.
  • Develop and present tailored financial plans and solutions, encompassing a wide range of RHB Bank's products such as deposits, loans, credit cards, insurance, unit trusts, and other investment instruments.
  • Educate clients on market trends, product features, and investment opportunities and risks.
  • Provide ongoing financial advice and regular reviews of client portfolios to ensure alignment with their evolving needs and market conditions.
  • Achieve individual sales targets and contribute to the team's overall business objectives.
  • Ensure all client interactions and transactions adhere to regulatory requirements and internal bank policies.
  • Maintain accurate and up-to-date client records and prepare necessary documentation.
  • Participate in training and development programs to enhance product knowledge and financial advisory skills.


Job Requirements:

  • Bachelor's degree in Finance, Business Administration, Economics, or a related field.
  • Minimum of 2-3 years of experience in financial advisory, sales, or banking, preferably within a retail banking environment.
  • Possession of relevant licenses and certifications (e.g., FIMM, PCEIA, IPPC) will be a significant advantage.
  • Proven track record of achieving sales targets and building strong client relationships.
  • Strong understanding of financial products, investment principles, and market dynamics.
  • Excellent communication, interpersonal, and presentation skills.
  • Ability to analyze financial data and develop comprehensive financial plans.
  • High level of integrity, professionalism, and customer-centricity.
  • * Proficiency in English and Bahasa Malaysia; ability to communicate in other local dialects would be an added advantage.
  • * Self-motivated, results-oriented, and able to work independently as well as in a team.
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