Portfolio Analyst

Job Duties/Responsibilities:

Monitor portfolio performance metrics including delinquency, default trends, concentration risk, and exposure limits
Conduct ongoing risk assessments to identify early warning indicators
Develop and execute action plans to mitigate credit and operational risk
Review financial statements and borrower performance to assess ongoing creditworthiness
Recommend risk rating adjustments as appropriate
Partner with Sales, Credit and Operations, and Asset Management to ensure alignment on portfolio strategy
Participate in credit committee discussions as needed
Prepare portfolio performance reports for senior leadership
Maintain documentation in accordance with company policy and audit standards

Characteristics:

Experience Requirements:

Bachelor’s degree in Finance, Accounting, Business, Economics, or related field
Minimum of 3 years Demonstrated experience managing credit or operational risk within a financial portfolio
Strong financial statement analysis skills
Proficiency in Excel and financial modeling tools
Ability to synthesize complex data and communicate risk clearly to stakeholders
Familiarity with risk rating methodologies
Strong background in data analytics/experience running regression analyses
Business development experience or demonstrated knowledge
Prior leasing experience
Proven strategic thinking, ideally from a role requiring high-level analysis
Creative, strategic, and deeply analytical mindset
Experience with scorecards and/or auto-decisioning is a bonus

Salary Range: $65-85k

See also