Pre-Underwrite Reviewer
Summary
Reviews mortgage loan applications by verifying borrower documents, calculating income, and flagging risks to ensure compliance with lending rules and investor requirements.
Are you great with numbers and enjoy helping people? Then we’d love to talk with you about our Pre-Underwrite Reviewer position. You’ll provide underwriting support to the team to ensure a helpful and happy home-buying experience for our customers.
*Only those with 2+ years of Junior or Underwriting Experience will get an interview. Once you apply you will be sent a video interview link. You will only get an in-person interview if you complete the video interview task first*
Encompass experience preferred.
Encompass experience preferred.
- Pre-underwrite loan files by reviewing borrower documentation such as credit reports, income documents, and assets to ensure accuracy and completeness.
- Assist with income calculations and verify supporting documents.
- Support senior underwriters in identifying potential risks and issues in loan applications.
- Ensure all loan applications comply with company policies, investor requirements, and regulatory guidelines.
- Communicate with internal stakeholders and lenders to resolve issues and ensure timely processing of loan applications.
- Maintain up-to-date knowledge of mortgage products and underwriting guidelines for Conventional, FHA, VA, and other loan types.
- Bachelor’s degree or equivalent experience in finance, business, or a related field.
- Strong analytical and problem-solving skills.
- Attention to detail and the ability to manage multiple tasks efficiently.
- Experience using Encompass loan origination software is a huge benefit.
- Prior experience with mortgage processing or underwriting is preferred but not required.
- Excellent communication skills, both written and verbal.
- Ability to work in a fast-paced environment and meet deadlines.
- Ability to multitask and prioritize responsibilities.
- High attention to detail and accuracy.
- Critical thinking and decision-making skills.
- Strong interpersonal and communication skills.
- Some experience in underwriting, loan processing, or similar roles is an advantage.
- Familiarity with various mortgage types (Conventional, FHA, VA) is a plus.
- Above market salary
- HMO with free dependent
- Paid leave incentives
- Performance based Incentives
- Quarterly Company Events
- In-depth training for career growth