Principal Architect, eComm Payments - CIB

Step into the role of a Principal Architect at JPMorganChase and become a driving force behind the development and adoption of cutting-edge, cloud-based technologies.

As a Principal Architect at JPMorganChase within the CIB/Payments line of business, you provide expertise to enhance and develop architecture platforms based on modern cloud-based technologies, as well as support the adoption of strategic global solutions. Leverage your advanced architecture capabilities and collaborate with colleagues across the organization to drive best-in-class outcomes.

Job responsibilities

• Advises cross-functional teams on technology selection to achieve target state architecture and decisions on improvements to current technologies
• Applies enterprise-authorized AI capabilities within the work environment to accelerate architecture analysis, roadmap development, and design decisioning, with human-in-the-loop validation and appropriate handling of sensitive data
• Develops multi-year roadmaps aligned with business and architecture strategy and priorities
• Creates complex and scalable coding frameworks using appropriate software design
• Develops secure and high-quality production code, and reviews and debugs code written by others
• Serves as the function’s go-to subject matter expert
• Contributes to the development of technical methods in specialized fields in line with the latest product development methodologies
• Creates durable, reusable software frameworks that improves velocity and quality of output across teams and functions
• Champions the firm’s culture of diversity, opportunity, inclusion, and respect
• Establishes reuse-first AI-enabled engineering patterns and governance across SDLC/toolchain practices, ensuring traceability/auditability, resiliency, and security controls

Required qualifications, capabilities, and skills

• 15+ years of hands-on practical experience delivering system design, application development, testing, and operational stability
• Expertise in one or more programming language(s)
• Deep knowledge in one or more software, applications, and architecture
• Ability to present and effectively communicate to Senior Leaders and Executives
• Demonstrated experience applying enterprise-authorized AI capabilities within the work environment in architecture and engineering workflows with strong validation habits and awareness of data sensitivity
• Ability to evaluate and integrate AI-enabled capabilities into scalable platforms while meeting resiliency, security, and auditability requirements
• Strategic mindset in acquiring payments for payments business - Understanding of the acquiring payments business
• Strong experience in Payments auth optimization and protection services: vault, tokens, encryption, risk and other value added services like recurring billing
• Strong experience in APIs - api standards, functional, governance
• Experience with in-store or eCommerce merchant payments
• Ability to understand business requirements, create design, create technical delivery roadmap and technical know how's

Preferred qualifications, capabilities, and skills

• Practical cloud native experience

• Advanced knowledge of software architecture, application development, and technical processes with considerable in-depth knowledge in one or more technical disciplines (e.g., cloud, artificial intelligence, machine learning, mobile, etc.)

• Experience applying expertise and new methods to determine solutions for complex architecture problems in one or more technical disciplines
• Strong technical background with design and delivery experience with software patterns and principles
• Experience as a functional architect (business / product)
• Experience with domain model, understands business process flow, client experience and use cases
• Understands business capability, features taxonomy
• Strong communication and leadership presence

• Cloud certification is a plus

• Point of Sale experience is a plus