Product Filing Analyst II
Summary
Drafts and files compliant insurance contracts and policy forms for group life/health products, coordinating with regulators and cross-functional teams to ensure legal and operational alignment.
The work we do has an impact on millions of lives, and you can be a part of it.
We help protect our customers against life’s uncertainties. Regardless of where you work within the company, you’ll be helping provide protection and peace of mind when our customers need it most.
Protective Insurance Company is seeking a Product Filing Analyst II to support our growing Employee Benefits Division. This role connects product conceptualization, regulatory compliance, form development, and post‑launch implementation.
The Product Filing Analyst II works closely with Product Development, Legal, Operations, and external regulatory agencies to support compliant insurance products, policy forms, and related materials. The position requires strong regulatory knowledge, attention to detail, and the ability to manage multiple projects across stakeholders.
Key Responsibilities:
- Draft and develop insurance contracts and policy forms in accordance with product specifications and applicable legal and regulatory requirements.
- Coordinate with state insurance departments and other regulatory agencies to support form filing approvals and implementation following approval.
- Partner with Product Development, Legal, Internal Systems, Claims, New Business, and Insurance Administration to design compliant forms and documentation.
- Coordinate policy reviews, editing, finalization, and internal approval processes for assigned contracts and forms.
- Serve as a subject matter resource for product‑related materials, including marketing content, training materials, websites, and producer communications.
- Draft and maintain applications, administrative forms, and service forms to support business and operational needs.
- Maintain, index, and manage form and product filings within internal databases and support filing process controls and continuous improvement efforts.
- Represent Product Compliance on cross‑functional projects and ensure timely, accurate execution of compliance deliverables.
- Monitor and communicate regulatory and competitive developments that may impact products or the product development lifecycle.
- Participate in industry or trade association meetings related to product and compliance matters, as applicable.
Core Competencies:
- Insurance regulatory and product compliance expertise, with working knowledge of state insurance filing requirements and approval processes.
- Experience drafting, reviewing, and maintaining insurance contracts, policy forms, endorsements, applications, and administrative or service forms.
- Familiarity with group life and health insurance products and related compliance considerations.
- Ability to interpret legal and regulatory requirements and apply them accurately to product development and form design.
- Strong analytical skills with high attention to detail and documentation accuracy.
- Effective written and verbal communication skills, including the ability to explain compliance requirements to cross‑functional partners.
- Proven ability to manage multiple projects, deadlines, and priorities independently.
- Experience collaborating with Product Development, Legal, Operations, Claims, New Business, Systems, and external regulatory agencies.
- Strong organizational skills, including tracking filings, approvals, and project timelines.
- Ability to adapt to regulatory changes, shifting priorities, and evolving business needs.
- Professional judgment and discretion when handling regulatory, legal, and product‑related matters
Minimum Requirements:
- Minimum of 5-7 years of insurance industry experience, with emphasis on regulatory or product compliance.
- Proficiency with the System for Electronic Rate and Form Filing (SERFF) and the Florida Insurance Regulation Filing System (IRFS).
- High school diploma or equivalent.
Preferred Qualfications:
- Bachelor's degree in a relevant field.
- Paralegal certificate or relevant legal experience.
- Industry designations (e.g., FLMI, AIRC, ACS).
- Experience representing a carrier in industry associations.
- Proven adaptability in dynamic environments (e.g., new product initiatives, mergers, acquisitions).
The internal title for this role is Associate II Regulatory. #LI-AP1
Employee Benefits:
We aim to protect the wellbeing of our employees and their families with a broad benefits offering. In addition to offering comprehensive health, dental and vision insurance, we support emotional wellbeing through mental health benefits and an employee assistance program. Work/life balance is important and Protective offers a variety of paid time away benefits (e.g., paid time off, paid parental leave, short-term disability, and a cultural observance day). The financial health of our employees is just as important as physical and emotional health. Some of the financial wellbeing benefits include contributions to healthcare accounts, a pension plan, and a 401(k) plan with Company matching. All employees are encouraged to protect their overall wellbeing by engaging in ProHealth Rewards, Protective’s platform to improve wellbeing while earning cash rewards.
Eligibility for certain benefits may vary by position in accordance with the terms of the Company’s benefit plans.
Accommodations for Applicants with a Disability:
If you require an accommodation to complete the application and recruitment process due to a disability, please email eric.hess@protective.com. This information will be held in confidence and used only to determine an appropriate accommodation for the application and recruitment process.
Please note that the above email is solely for individuals with disabilities requesting an accommodation. General employment questions should not be sent through this process.
We are proud to be an equal opportunity employer committed to being inclusive and attracting, retaining, and growing an inclusive workforce.