Product Manager
Summary
Own the lending product experience at a fast-growing fintech startup, building personal loans and credit features while navigating RBI regulations and partner integrations.
About CheQ
Founded by ex-Flipkart leader Aditya Soni and backed by 3one4 Capital, Venture Highway, Ram Shriram, Lloyd Mathias and more, CheQ isn’t just another fintech, it’s a full-stack credit experience
We're looking for a Product Manager to join our Lending team and drive
the personal loans and credit product experience. You'll independently own key
parts of the lending journey — working closely with engineering, design, risk,
compliance, and business teams to build products that are simple, compliant,
and genuinely useful for our users.
Key Responsibilities
- Independently
own the product roadmap for specific lending journeys (e.g., loan
application flow, eligibility checks, disbursal, repayment, collections
experience)
- Translate
business and regulatory requirements (RBI digital lending guidelines, KYC,
FLDG norms) into detailed product specs and drive them through to launch
- Partner
with engineering and design to ship features end-to-end, balancing user
experience with regulatory and risk constraints
- Own
funnel analysis, conversion metrics, and cohort behaviour to identify and
resolve friction points across the loan lifecycle
- Work
closely with risk and credit teams to understand underwriting logic and
translate it into product decisions
- Manage
relationships with lending partners (NBFCs/banks) and internal compliance
to ensure product changes meet regulatory requirements
- Design
and run A/B tests to improve onboarding, KYC, and disbursal conversion
- Mentor
junior PMs or associate PMs on specs, prioritization, and stakeholder
management (as applicable)
- Present
roadmap updates, metrics, and insights to leadership on a regular cadence
What We're Looking For
- 2–3
years of experience in product management, with demonstrated ownership of
lending, personal loans, or credit products (fintech, NBFC preferred)
- Solid
understanding of the end-to-end lending lifecycle — application, KYC,
underwriting, disbursal, repayment/collections
- Working
knowledge of RBI digital lending guidelines and how regulatory constraints
shape product decisions
- Strong
analytical skills — comfortable independently running funnel analysis,
cohort analysis, and SQL queries
- Proven
ability to write clear PRDs and drive cross-functional execution with
minimal oversight
- Experience
collaborating directly experience collaborating with partner lending banks
and NBFCs
You own it, we trust you
Shape your work with freedom, deliver with ownership, backed by trust
Bold,
fast & human
We push boundaries together, and deliver with agility, rigor, and heart. Always
looking out for one another.
Growth
by osmosis
Learn directly from a stellar leadership team with rich, diverse backgrounds.
What you will not get