Product Manager

A "Senior Product Manager" is an important member of our product team. As a product manager, you are responsible for the development and success of a product or group of products. Your primary goal is to ensure that the product(s) meet the needs and desires of the target customers while also achieving the company's strategic objectives and financial goals.

Requirements:

• 8+ years of experience, with 5+ years as a Product Manager owning a product or platform end-to-end.
• Strong insurance domain knowledge; health insurance underwriting preferred (proposal lifecycle, medical underwriting, PED, loadings, exclusions, counter-offers, moratorium).
• Working knowledge of IRDAI regulations and Master Circulars relevant to health insurance.
• Proven roadmap ownership and prioritisation across competing BAU and transformation demands.
• Ability to write crisp PRDs, user stories, business rules and acceptance criteria.
• Data fluency: define metrics, build funnels, read dashboards; working SQL / Excel.
• Experience with rules engines / decisioning systems and API-based integrations.
• Agile / Scrum product ownership with tools such as Jira and Confluence.
• Track record of delivering measurable outcomes (TAT, conversion, cost, loss ratio) and not just features.
• Strong stakeholder management and executive communication.

Nice to have Skills:

• Hands-on exposure to AI/ML in underwriting: risk scoring, document AI / OCR, GenAI copilots for underwriters.
• Experience with core policy administration systems (e. g., TCS BaNCS or similar).
• Familiarity with BRE platforms (e. g., Drools, IBM ODM, Pega or equivalent).
• Understanding of actuarial and pricing concepts and how underwriting affects loss ratio.
• Experience with medical/diagnostic networks, tele-underwriting and PPMC operations.
• Exposure to data platforms, BI tools (Power BI / Tableau) and experimentation.
• Knowledge of DPDP Act and data privacy by design.
• Certifications: CSPO / SAFe POPM / Pragmatic; Licentiate / Associate (Insurance Institute of India).
• Prior experience managing a small team of PMs / BAs.

People Management Skills:

• Be an energetic member of the team.
• Ability to work with minimal assistance.

Leadership Skills:

• Ability to seek feedback, opinions and ideas to self-orient with minimal assistance and also help others to orient as well.
• Must believe in proactive learning and a collaborative working style.
• Ability to bring energy, excitement and positive vibes to the team.
• Ability to self-motivate and inspire others.
• Ability to learn and share knowledge with others - lead by example.

Communication Skills:

• Excellent Reading, Writing, Speaking and Listening skills in English and one regional Indian language.
• Excellent ability to articulate a point of view and effectively communicate to team members.

Educational Qualifications:

• Bachelor's Degree in Computer Science or Engineering.
• Diploma or PG Diploma in Computer Science or Engineering.
• Master's Degree in Computer Science or Computer Applications.