Product Owner - AI Retail Growth

Role- Permanent with Client

We're looking for a Product Owner who will own the end-to-end build: from conversational discovery and purchase flows to the underlying data and recommendation architecture that powers personalized, channel-agnostic sales.

This is a hands-on, build-and-ship role reporting into the region, working closely with internal and external development partners, underwriting, and country teams.

JD

· Own the product roadmap and backlog for the AI-led retail sales channel

· Translate vision into user stories, acceptance criteria, and prioritized sprints, working directly with internal and external development agencies

· Design and iterate the conversational purchase experience - balancing conversion, trust, and regulatory/compliance requirements in insurance sales

· Define the data architecture and business logic behind data-driven add-on and cross-sell recommendations

· Ensure the channel is built on a channel-agnostic architecture that can extend beyond web to WhatsApp, app, and partner channels

· Partner with underwriting, pricing, and compliance to make sure the AI-driven journey stays within risk and regulatory guardrails

· Define and track success metrics and use them to drive the product roadmap

· Act as the day-to-day counterpart to the internal and external build partner, managing scope, timelines, and quality

· Scope the path to regional rollout, capturing what's reusable vs. market-specific

Requirement

· 6–8+ years in product management/product ownership, ideally with experience shipping consumer-facing digital products in insurance, fintech, or e-commerce

· Direct experience building or owning Digital and/or AI-powered customer journeys - not just familiarity with AI tools

· Strong grasp of agile delivery - comfortable writing detailed specs and managing an external dev team, not just running ceremonies

· Working knowledge of how insurance products and financial regulations

· Sharp instincts for conversion-focused UX and where friction genuinely matters vs. where it's a compliance non-negotiable

· Comfortable operating with ambiguity - this is a 0-to-1 build, not an existing product with a mature backlog

· Excellent stakeholder management - this role sits between strategy, tech delivery, core insurance operations, and country teams

· Bilingual language capabilities (Mandarin and English fluency)