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Product Owner

Summary

Own the product roadmap and delivery lifecycle for a fintech lender, translating vision into specs and shipping high-velocity releases with AI-assisted tools and automated decisioning.

About us

Harmoney is a pioneer in fintech and a leading online direct-to-consumer lender across New Zealand and Australia. We are reimagining financial services using data, automation, and intelligent decisioning to deliver friendly, fair, and simple products. Our enviable speed-to-market means your ideas don't sit on the shelf, they get built, tested, and shipped fast. Join an ambitious, high-energy team where you'll harness the coolest tech in fintech to tackle big challenges and create a genuine impact every single day.

About the role

In this role, you will report directly to the Delivery Manager and work closely with Product Managers, UX Designers, Software Engineers & QA's from discovery to delivery. You'll translate complex product requirements into crisp engineering specs, bringing a solution-focused mindset that thrives in ambiguity and keeps delivery momentum high.

Key responsibilities

  • Own the complete product delivery lifecycle and roadmap execution, managing feature enhancements, bug fixes, and high-velocity releases.

  • Assess value, develop business cases, and prioritise stories, epics, and themes.

  • Translate complex product vision into detailed specifications that engineering teams love working from.

  • Get hands on with innovative tech initiatives, including AI-assisted development and automated decisioning models.

  • Proactively identify & mitigate roadblocks so the team can hit sprint and release goals.

  • Serve as the product ambassador, facilitating team demos, answering technical queries, and keeping stakeholders aligned with proactive and clear communication.

  • Implement and promote agile practices to enhance team productivity and keep team morale high.

  • Lead the team through investigation, troubleshooting and resolution of production issues.

About you

We’re looking for a seasoned Product Owner to drive complex software delivery in a high-velocity environment.

  • Proven track record managing the full delivery lifecycle using hands-on Agile tools and frameworks.

  • Strong business acumen with a knack for tackling complex problems, navigating ambiguity, and adapting to shifting priorities.

  • Proven ability to lead and influence cross-functional teams, delivering outcomes that align with both customer needs and business goals

  • Exceptional interpersonal and communication skills with a history of maintaining strong cross-functional alignment.

The Perks

  • Company-paid Health Insurance (Southern Cross Wellbeing One)

  • Birthday off, sick leave from day one, and 2 additional Wellness Days annually

  • Dedicated $1,000 annual training allowance

  • Hybrid working with flexible hours

  • Waterfront office location, barista coffee machine, free bookable parking, snacks and regular company events

Keen to Apply?

If you're ready to make a genuine impact, apply now with your CV and a brief cover letter.

To be considered for this role you must be a New Zealand citizen, permanent resident or have a valid work visa.

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