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Product Owner – Service Request Management/Account Opening (ID 1299)

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Summary

Product Owner for the Service Request Management and Account Opening modules of a banking platform in Noida. Day to day: owning the multi-year backlog, translating business and regulatory requirements into user stories and functional specs, prioritizing delivery, and leading Scrum ceremonies. Core focus is banking workflows (retail/SME/corporate account opening, SRM lifecycle) rather than hands-on

· Own the end-to-end product backlog for SRM and Account Opening modules covering:

· Digital & Assisted Account Opening (Retail, SME, Corporate)

· End-to-end Service Request Management lifecycle

· Develop and manage multi-year product roadmap aligned to business growth strategy and regulatory requirements.

· Identify innovation opportunities (automation, STP, workflow digitization, AI-based validations).

· Drive platform scalability, configurability, and future-readiness.

· Act as the single point of accountability for SRM/Account Opening functional scope and priorities.

  • Translate business and regulatory requirements into:
    • User stories
    • Functional specifications
    • Acceptance criteria
  • Prioritize backlog items based on business value, risk, dependencies, and delivery timelines.
  • Ensure stories are clear, testable, and implementation-ready for development teams.
  • Continuously groom and refine the backlog with stakeholders
  • Act as a bridge between business and technology, ensuring functional intent is correctly implemented.
  • Lead all Scrum ceremonies and ensure Agile maturity across teams
  • Ensure adherence to SDLC and governance processes
  • Ensure Regulatory compliance of account opening and SRM modules

Requirements

  • 10 plus years of experience in banking / financial services
  • Hands-on experience as a Product Owner.
  • Must have worked in lending products or account opening or Service request management.
  • Ability to write clear user stories, acceptance criteria, and functional documents.
  • Strong analytical, problem-solving, and decision-making skills.
  • Ability to create and review:

o Functional Requirement Documents (FRD)

o User Stories and Acceptance Criteria

o Process flows and business rules

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  • Bachelor’s degree in Engineering, Technology, Finance, or related discipline
    (B.E. / B.Tech / B.Com / BBA / equivalent)
  • MBA / PGDM (Finance / Operations / Systems) is a plus, but not mandatory.
  • Strong grounding in banking, finance, and business processes.
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Skills

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