QA-Underwriter

Responsibilities/Expertise:

Ø Strong knowledge in reviewing and analyzing mortgage-related documents, including Loan Applications, Credit Reports, Appraisal Reports, Automated Valuation Models (AVMs), Mortgage Statements, Payoff Statement, Hazard and Flood Insurance, Title Commitment, Note, Mortgage/Deed of Trust, Warranty Deed, and Quit Claim Deed.

Ø In-depth knowledge of the underwriting review process in 4c’s, with the ability to assess borrower eligibility and identify potential credit risks.

Ø Perform comprehensive document verification and ensure accurate data entry and validation within the Loan Origination System (LOS).

Ø Ensure that all loans meet lender guidelines.

Ø Identify discrepancies, compliance issues, or data inconsistencies in document.

Generic Skills:

Ø Must hold a degree.

Ø Seek opportunities to improve knowledge, skills, and performance.

Ø Excellent written & verbal English communication skills.

Ø Excellent logical and analytical skills.

Ø Suggest improvement ideas to current processes based on developed expertise.

Ø Demonstrate initiative and always maintain a high degree of professional conduct.

Ø Participate in team initiatives and actively contribute to team success.

Flexible to work in shifts.