Quality Control Associate
Description
Responsibilities:
- Perform a pre-closing quality control review of delegated Conventional, FHA, USDA, and VA loans
- Review the data integrity between Encompass, the Automated Underwriting System feedback certificates, and the loan documentation
- Review file to ensure applicant’s identity, employment, income, assets, and all AUS required conditions are documented in the loan file
- Ensure collateral documents are valid and free of repairs
- Perform a review on each file to verify processing and underwriting adherence to GSE, Agency and compliance requirements
- Complete a final compliance check through Mavent
Core Competencies:
- Strong eye for detail – commitment to excellence
- Ability to work well under pressure
- Positive Attitude and willingness to help others
- Self-motivated with a strong desire to learn
Requirements
Qualifications:
Education/Certification
- -High School degree or equivalent. 4-year college degree preferred
Required Experience:
- Three years of experience in mortgage loan processing and one or more in a mortgage underwriting position preferred
Skills/Abilities:
- Excellent oral and written communication skills
- Ability to work independently and with minimal supervision
- Ability to multi-task
- Organized and detail-oriented
- Strong understanding of state and federal mortgage origination compliance regulations (TILA, FCRA, HMDA, AML, etc.)