Reconciliation Manager
About the Client
Our client is a digital banking platform that caters to small and medium-sized enterprises (SMEs) and individual users. The platform provides multi-currency business accounts, virtual and physical Visa cards, and e-wallets. Users can send and receive payments globally through web and mobile applications and integrate with payment systems like Apple Pay.
Role Overview
As a Reconciliation Manager, you'll play a crucial role in ensuring the accuracy and efficiency of financial transactions. This full-time position offers an opportunity to design and optimize reconciliation processes, collaborate with multiple departments, and contribute to the growth of a leading fintech company. You'll be at the forefront of resolving discrepancies and enhancing operational efficiency.
Key Responsibilities
Design and implement end-to-end reconciliation processes between platform, merchants, providers, and acquirers.
Define reconciliation methodology, matching logic, tolerances, escalation rules, and operational controls.
Build and optimize reconciliation workflows, including automation requirements, parser logic, and reporting structure.
Lead investigation of complex discrepancies, settlement breaks, balance mismatches, and unresolved transaction cases.
Establish monitoring and controls for merchant/acquirer balances, rolling reserves, fees, chargebacks, and settlements.
Collaborate with Finance, Treasury, Compliance, Product, and IT teams to improve reconciliation infrastructure and operational efficiency.
Requirements
3–5+ years of experience in reconciliation, payment operations, or financial operations leadership roles.
Strong understanding of payment processing lifecycle: authorization, clearing, settlement, chargebacks, and reserves.
Experience building or scaling reconciliation processes, controls, and operational procedures from scratch.
Advanced Excel skills and ability to work with large financial datasets.
Practical experience with reconciliation automation, financial systems, and provider/acquirer integrations.
Languages: English B2, Russian C1.
Experience in fintech.
Key Soft Skills
Strong ownership mentality and ability to independently drive processes.
Structured and systematic approach to operational problem-solving.
High level of attention to detail combined with process-oriented thinking.
Strong communication and stakeholder management skills across technical and business teams.
Ability to work in fast-changing fintech or payment environments.
What We Offer
Competitive salary aligned with experience
Collaborative and transparent team culture
High-impact role in a scaling fintech company
Recognition of personal milestones and achievements
Social benefits