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Kotak

Relationship Manager - HF_HOUSING FINANCE_0412_0552_1020838

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Job Description

  • Drive Home Loan business through DSA, Connectors, and Open Market sourcing channels.
  • Identify, develop, and maintain relationships with DSAs, property brokers, builders, connectors, and other referral partners to generate business.
  • Source prospective customers directly from the open market and build a strong local referral network.
  • Achieve assigned monthly and annual sales/disbursement targets.
  • Understand customer requirements and recommend suitable Home Loan products.
  • Coordinate with internal teams for login, credit assessment, documentation, sanction, and disbursement of cases.
  • Regularly follow up with customers and channel partners to ensure smooth processing and timely closure of cases.
  • Ensure proper documentation and adherence to the bank's credit, compliance, and process guidelines.
  • Monitor the local market, competitor activities, and potential business opportunities.
  • Maintain a healthy sales pipeline and provide regular updates on business progress.

Preferred Candidate Profile

  • Prior experience in Home Loan / Mortgage / Retail Asset Sales is preferred.
  • Good exposure to DSA/Connector management and Open Market sourcing.
  • Strong knowledge of the local market and ability to develop new business relationships.
  • Good communication, negotiation, and customer-handling skills.
  • Target-oriented with the ability to work independently.
  • Since this is an IC role, the candidate should be comfortable managing end-to-end sales responsibilities without a team reporting to them.

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