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IMS India Manpower Solutions Private Limited

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Relationship Manager - Loan Products

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Description

We are seeking a motivated and experienced Relationship Manager specializing in Loan Products to join our team in the Chandigarh Region. The ideal candidate will have a strong background in financial services, particularly in managing and promoting various loan products such as Loan Against Property (LAP), working capital loans, and secured business loans. As a Relationship Manager, you will be responsible for building and maintaining strong relationships with clients, understanding their financial needs, and providing tailored loan solutions. You will work closely with clients to guide them through the loan application process, ensuring a smooth and efficient experience. Your role will also involve collaborating with internal teams to assess creditworthiness and manage loan portfolios effectively. Key Responsibilities: - Develop and maintain relationships with clients to understand their financial needs and provide appropriate loan products. - Promote and sell various loan products including LAP, working capital loans, and secured business loans. - Guide clients through the loan application process, ensuring all documentation is complete and accurate. - Collaborate with credit assessment teams to evaluate client applications and determine loan eligibility. - Monitor and manage loan portfolios, ensuring timely repayments and addressing any issues that may arise. - Stay updated on market trends and competitor offerings to effectively position our loan products. Required Skills: - Strong knowledge of loan products, particularly Loan Against Property, working capital, and secured business loans. - Excellent communication and interpersonal skills to build rapport with clients. - Ability to analyze financial information and assess credit risk. - Strong problem-solving skills and attention to detail. - Proficiency in financial software and tools. If you are a results-driven professional with a passion for helping clients achieve their financial goals, we encourage you to apply for this exciting opportunity.
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