Retirement Plan Design Consultant

Retirement Plan Design Consultant

REMOTE • 401(k) and Pension

Where Plan Design Expertise Meets Purpose-Driven Impact

Use your retirement plan knowledge to help employees across the country build financial independence.

At Blue Ridge Associates, we don’t just administer retirement plans — we help people build lasting financial security. Through Employee Stock Ownership Plans (ESOPs) and 401(k) services, we empower employees across the country to take ownership of their financial futures. We’re proud to be one of the top retirement plan administration firms in the nation, serving a diverse range of companies that believe in sharing success with their people.

Whether remote or based in one of our seven offices across the country, our team members work together with a shared mission: to make it easy for plan sponsors and professionals to provide wealth-building benefits to business owners and their employees.

That’s Where You Come in as a Retirement Plan Design Consultant

As a Retirement Plan Design Consultant, you’ll be an ambassador of Blue Ridge team members to serve as a trusted advisor to Plan Sponsors, Financial Professionals, Recordkeepers, and internal teams. This role is ideal for a consultative retirement plan professional with deep qualified plan custom plan design expertise and strong ERISA knowledge. The ability to communicate complex concepts clearly and simply to various audiences is critical to success in this position.

Job Overview

The Retirement Plan Design Consultant will support the field wholesaling team and collaborate with our onboarding, document, administration and client experience teams. In addition to working with Blue Ridge team members, the Retirement Plan Design Consultant will also collaborate with our record-keeping partners and financial professional referral partners. You will impact the growth of our organization by helping clients evaluate and implement the most appropriate custom retirement plan solutions for their needs.

Your Responsibilities Include:

Plan Sponsor & Advisor Consulting

• Build and maintain strong relationships with Plan Sponsors, Financial Professionals, Recordkeepers, CPA’s, etc.
• Consult with Plan Sponsors and advisors on custom retirement plan design, administration, compliance, and operational issues.
• Review, interpret, and explain plan documents, amendments, notices, Summary Plan Descriptions, and IRS/DOL regulations.
• Analyze plan provisions, eligibility requirements, highly compensated/key employee status, and plan features.
• Participate in virtual (or in person) sales meetings, finalist presentations, and financial advisor meetings
• Identify and resolve plan compliance issues, including testing and correction matters.
• Understand and discuss:
• ADP/ACP testing
• Cross-testing and other profit-sharing allocation methods
• Cash balance and 401(k) plan design coordination

Onboarding & Relationship Management

• Work with our Onboarding team to facilitate obtaining required client data and follow-up on missing items.
• Send service agreements to trustees via DocuSign, monitor completion, and maintain organized client records.
• Communicate effectively across internal departments including Sales, Documents, Onboarding and Relationship Management Teams.

Industry & Product Expertise

• Stay current on industry trends, ERISA regulations, product developments, and competitive offerings.
• Maintain working knowledge of multiple recordkeeper and other platform solutions.
• Present competitive advantages professionally and consultatively.
• Contribute ideas to improve internal processes, workflows, and client experience.

Perform other tasks as assigned