Risk Director

Role Overview

We are seeking an experienced Risk Director to lead the company’s risk management function and oversee risks arising from payment operations, transaction channels and financial exposures.

The role combines risk strategy, operational oversight, liquidity risk management and quantitative analysis to support reliable payment operations and sustainable business growth. Reporting to the CEO, the Risk Director will partner with Operations, Finance, Technology and Compliance to strengthen risk governance, improve monitoring capabilities and support informed business decisions.

Key Responsibilities

Risk Strategy and Governance

• Develop and maintain risk management frameworks, policies, risk appetite measures and escalation procedures aligned with the company’s business activities.
• Identify, assess and monitor operational, financial, liquidity, market and counterparty risks across payment activities and supporting channels.
• Establish key risk indicators, exposure limits and management reporting to provide timely visibility of material risks.
• Advise the CEO and senior management on emerging risks, business initiatives and the balance between growth, operational efficiency and risk exposure.

Operational and Payment Channel Oversight

• Oversee risk exposures and controls across payment channels, transaction processing and related operational activities.
• Monitor channel performance, transaction exceptions, service disruptions and counterparty dependencies to identify vulnerabilities and recommend corrective action.
• Assess risks associated with new channels, service providers, products and changes to operational processes.
• Work with Operations and Technology to improve transaction monitoring, exception handling, system reliability and execution quality.
• Lead the risk assessment and escalation of significant operational incidents, ensuring root causes and corrective actions are addressed.

Liquidity and Financial Risk

• Oversee liquidity risk monitoring, including funding requirements, concentration exposures and potential disruptions to payment and settlement activities.
• Assess foreign exchange and other market exposures arising from business operations, recommending appropriate limits and mitigation measures.
• Review counterparty exposures and service arrangements with financial institutions, liquidity providers and payment partners.
• Conduct stress testing and scenario analysis to assess the impact of adverse market conditions, funding constraints and operational disruptions.

Risk Analytics, Systems and Reporting

• Lead the development of risk dashboards, analytical models and reporting tools to strengthen risk visibility and decision-making.
• Apply quantitative analysis to identify unusual transaction patterns, emerging exposures and operational weaknesses.
• Partner with Technology to enhance risk monitoring systems, data quality, automation and control effectiveness.
• Present risk assessments, incident trends and mitigation recommendations to the CEO and senior management.

Leadership and Stakeholder Management

• Lead and develop the risk management team, establishing clear responsibilities, performance expectations and escalation standards.
• Work closely with Operations, Finance, Technology and Compliance to implement practical controls and resolve risk issues.
• Support business planning through risk assessments of proposed partnerships, operational changes and growth initiatives.
• Strengthen risk awareness and accountability through guidance, training and engagement with business teams.

Requirements

• Bachelor’s degree or above in Finance, Accounting, Economics, Mathematics, Statistics, Risk Management or a related discipline.
• At least 12 years of relevant experience in risk management, financial services, trading operations or related fields, including at least 5 years in a managerial or leadership capacity.
• Strong experience in market risk, liquidity risk, operational risk, quantitative analysis and the development of risk frameworks and controls.
• Experience gained in financial markets, FX/CFD brokerage, fintech, payments or other transaction-intensive financial services environments.
• Demonstrated ability to translate financial and operational data into practical risk assessments and management recommendations.
• Experience overseeing financial counterparties, liquidity providers or transaction channels, including exposure monitoring and performance assessment.
• Proven ability to lead teams, work across functions and advise senior management on complex risk matters.
• Hands-on capability in analytical tools such as Python, SQL or comparable platforms.
• Strong judgement, communication skills and the ability to manage incidents and competing priorities in a fast-paced environment.

Preferred Qualifications

• Experience applying financial markets or trading risk expertise to payment operations, funds flows or settlement activities.
• Experience improving risk systems, automated monitoring and operational controls.
• A postgraduate qualification or relevant professional certification in risk management, finance, accounting or fraud examination.