Senior Analyst, Credit Risk

What’s in it for you as an employee of QFG?

Health & wellbeing resources and programs

Paid vacation, personal, and sick days for work-life balance

Competitive compensation and benefits packages

Work-life balance in a hybrid environment with at least 3 days in office

Career growth and development opportunities

Opportunities to contribute to community causes

Work with diverse team members in an inclusive and collaborative environment

This job posting is for an existing vacancy.

We’re looking for our next Senior Analyst, Credit Risk. Could It Be You?
The Senior Analyst, Credit Risk will be responsible for credit risk-related analytics, modeling, monitoring, reporting, and insights. This involves a deep understanding and expertise in leveraging cutting-edge analytics and subject matter expertise to generate loss forecasts and portfolio performance, at an aggregate or segment level. Making insights-driven recommendations related to the portfolio, credit strategy, and credit risk-related methodologies. Developing, validating, executing, monitoring, and refitting predictive risk models (e.g., probability of default and Loss Give Default modeling for IFRS 9).
Performing periodic or ad-hoc analyses on large datasets using data analytics tools and software, such as Python, SQL, BIG Query, and Power BI, and generating reports and insights regarding the performance of models, products, and portfolios in aggregate and at a segment level.
This role will work with a cross-functional team on credit strategies and the associated decisioning process, and loss or forecasting models.

Need more details? Keep reading…
In this role, responsibilities include but are not limited to:

Loss forecasting.

Portfolio analytics and reporting.

Developing, validating, executing, and monitoring risk models.

Developing underwriting criteria for adjudication of retail lending products.

Supporting the implementation of models and strategy in the production system working with Technologies.

Developing and maintaining documentation for reports, models and strategy.

Generating insights and communicating the insights and their implications to the team and to senior leadership.

Devising a Test & Learn approach in credit decisioning.

Tracking credit strategy performance.

Conducting model performance tracking and validation.

Recommending changes in credit strategy based on credit performance.

Proactively identifying issues and conducting root cause analysis.

Impact assessment.

Data processing using Python and data manipulation using Microsoft Power BI.

So are YOU our next Senior Analyst, Credit Risk? You are if you…

Hold a Bachelor’s degree or higher in a quantitative discipline e.g., Mathematics, Statistics, Economics

Have 2+ years of analytics and segmentation experience in financial services, preferably in retail lending

Have advanced coding skills in Python and SQL

Have experience in model development, validation, execution, and monitoring, including statistical and forecasting models

Are passionate about analytics

Have the ability to learn and apply new tools

Have number sense and ability to drill down

Bring a positive, can-do mindset to our organization, using creative solutions to solve challenges

Are a strong team player who motivates others to achieve group success

Establish and build on healthy working relationships with your team and peers

Use open communication and collaboration to solve problems and manage deliverables

Work well in a dynamic and fast paced environment with the ability to navigate through organizational change

Additional kudos if you…

Have experience with credit card and mortgage portfolios

Have proficiency / certification in Microsoft Power BI

Have experience with BIG Query and Data Bricks

Have a good understanding of credit risk management

Compensation Information:

Base salary range: $85,000 - $105,000

The final compensation package will be commensurate with the successful candidate's experience, skills, and geographic location (Canada). It includes a comprehensive benefits plan and a competitive incentive (bonus) program for Full-Time Permanent roles.

Sounds like you? Click below to apply!
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