Senior Associate
At Yubi, we're all about freeing the flow of finance between borrowers, lenders, and investors. We're not just a fintech company; we're the world's possibility platform for discovering, investing, fulfilling, and collecting debt solutions. With a recent Series B fundraising round of $137 million, we've become India's fastest fintech unicorn. We're transforming the global institutional debt market through technology and making a real impact. Our two-sided debt marketplace connects institutional and HNI investors with corporate borrowers, making finance more accessible and efficient.
Our Unique Platforms:
Yubi Loans: Term loans and working capital solutions for enterprises.
Yubi Invest: Bond issuance and investments for institutional and retail participants.
Yubi Pool: End-to-end securitizations and portfolio buyouts.
Yubi Flow: A supply chain platform offering trade financing solutions.
Yubi Co.Lend: Co-lending partnerships for banks and NBFCs.
We've already onboarded over 12,000 enterprises and 5,000 investors, facilitating debt volumes of over INR 200,000 crore. Plus, 70% of India's top public and private sector banks and over 100 of India's largest NBFCs are partnering with us. We have Digitized Debt Collection With 100 Million+ accounts processed till Date.
Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed, and Lightrock, we're revolutionising the debt market.
Life at Yubi:
Our people are at the core of our business, and we consider them our most valuable assets. We're a dynamic team of over 1,100 like-minded individuals, all motivated and driven to create meaningful change. We work hard, but we also know how to have fun. Join us, and you'll be part of a team that's changing the way people perceive debt.
Position Details:
Position : Associate - Financial Analyst
Type: Full Time
Job Location: Chennai
Job Description:
We are seeking a motivated Finance Analyst to ensure the quality and accuracy of automated credit reports and contribute to the development of robust credit analysis frameworks. The role requires a deep understanding of financial documents and analytical expertise to drive reliable credit assessments and scalable solutions.
Key Responsibilities:
Vetting Credit Reports:
Validate credit analysis reports generated by automated systems for factual accuracy, logical coherence, and completeness.
Analyse data from financial documents, including annual reports, sanction letters, borrowing profiles, MIS data and other relevant documents, ensuring that all key information is accurately incorporated into the analysis.
Identify inconsistencies or gaps in the reports and recommend improvements to enhance their reliability and usability.
Collaborate with product and data teams to provide feedback for improving automation logic and ensuring alignment with real-world financial practices.
Framework Development:
Define relevant financial documents and causation logic for credit analysis, designing frameworks tailored to customer segments and scenarios.
Anticipate edge cases where standard frameworks might fail and propose effective mitigation strategies.
Document and standardise processes to support scalability and maintain consistency in credit evaluation practices.
Contribute to periodic reviews of credit assessment frameworks to ensure alignment with changing market dynamics and customer needs.
Conduct research on industry trends, financial regulations, and best practices to enhance credit assessment methodologies.
Skills and Qualifications:
CA professionals with 0-2 years of experience
Exceptional attention to detail with a high level of proficiency in data analysis and numerical reasoning.
Advanced understanding of financial documents and their application in credit and risk analysis.
Strong problem-solving skills to address gaps and inconsistencies in credit frameworks and reports.
Join our team to play a pivotal role in enhancing credit report quality and building innovative frameworks that redefine automated financial analysis.