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Senior Backend Architect, FinTech Lending Platform

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Profile match

66% 1 of 2 skills

apidistributed-systems

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How your CV reads against this role — fit, gaps, and ATS flags.

Location: New York, United States
Region: North America
Grade: Senior
Experience: 8+ yrs
Category: Backend
Country
Relocation: Not supported
Company: Product
Domains: FinTech

whatjobs Posted Jul 30, 2026

Summary

Designs and builds backend systems that power lending products for a digital bank, focusing on APIs and distributed architectures.

Chime is seeking a Senior Software Engineer (L5) in New York to lead and deliver backend systems connecting member-facing lending products with shared platforms. The role involves collaborating with various teams to turn ambiguous opportunities into practical solutions.

The ideal candidate will have 8+ years of experience in engineering, particularly with backend systems, and a strong foundation in APIs and distributed systems. Chime offers competitive benefits and a vibrant workplace culture.

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Chime

2 weeks ago

Senior Backend Engineer, FinTech Lending Platform

North AmericaSenior H-1B sponsor history USCIS — This employer has had H-1B petitions approved by USCIS in the last five fiscal years, per the USCIS H-1B Employer Data Hub. The approval belongs to the employer and is not a commitment to sponsor this role.

Senior Backend Engineer at Chime building and optimizing lending product systems in New York, using backend technologies and leading technical initiatives.

Chime

6 days ago

Senior Backend Engineer, Lending Platform & Systems

Build and own backend systems for Chime’s lending products, designing scalable, reliable infrastructure that connects member-facing features with shared fintech platforms.

analyticsdata-sciencefintech

72% · 2/3 skills

Chime

2 weeks ago

Senior Backend Engineer, Lending Platform & Systems

Senior Backend Engineer at Chime building and maintaining lending systems that connect member-facing products with financial platforms in a fintech environment.

Chime

2 weeks ago

Senior Software Engineer, Lending

HybridNorth AmericaFull-timeSenior H-1B sponsor history USCIS — This employer has had H-1B petitions approved by USCIS in the last five fiscal years, per the USCIS H-1B Employer Data Hub. The approval belongs to the employer and is not a commitment to sponsor this role.

Build and lead backend systems for Chime’s lending products, including real-time money movement, underwriting, repayments, and financial decisioning infrastructure in a fintech environment.

aianalyticsapidata-sciencedistributed-systems +4 skills

Senior Backend Architect – Lead Low-Latency APIs

North AmericaLead H-1B sponsor history USCIS — This employer has had H-1B petitions approved by USCIS in the last five fiscal years, per the USCIS H-1B Employer Data Hub. The approval belongs to the employer and is not a commitment to sponsor this role.

Leads the design and development of low-latency APIs for a fintech company’s Trust and Safety platforms, using Ruby on Rails and mentoring engineers.

Software Engineer, Lending

HybridNorth AmericaFull-time H-1B sponsor history USCIS — This employer has had H-1B petitions approved by USCIS in the last five fiscal years, per the USCIS H-1B Employer Data Hub. The approval belongs to the employer and is not a commitment to sponsor this role.

Builds and operates lending systems at a fintech company, including underwriting, ledgering, repayments, and APIs that power consumer products like Earned Wage Access and overdraft services.

aianalyticsapidata-sciencedistributed-systems +3 skills

133 000 – 184 000 $

78% · 6/8 skills

Summary

Senior Backend Engineer, FinTech Lending Platform

Senior Backend Engineer, Lending Platform & Systems

Senior Backend Engineer, Lending Platform & Systems

Senior Software Engineer, Lending

Senior Backend Architect – Lead Low-Latency APIs

Software Engineer, Lending

See also