Senior Backend Engineer - Lending

You will design and build distributed, event-driven services for lending or overdraft products and own them from architecture through production. You will make reliability, performance, and delivery trade-offs, lead system-design discussions, review code, mentor engineers, collaborate across disciplines, and explore AI applications in lending.

Responsibilities

• Design and build distributed event-driven services for lending or overdraft products.
• Own services from architecture through production.
• Take end-to-end ownership of core lending domains.
• Make trade-off decisions involving reliability, performance, and delivery speed.
• Lead technical discussions about system design.
• Review code, mentor engineers, and provide technical direction.
• Partner with product, design, and risk functions to deliver regulated lending experiences.
• Explore applications of AI in lending decisions and customer experiences.

Requirements

• Have solid backend engineering experience and a proven record of designing and delivering complex systems at scale.
• Have strong experience with event-driven architecture and distributed systems.
• Understand the trade-offs involved in event-driven and distributed systems.
• Have experience with cloud technologies.
• Experience with Go is a significant advantage.
• Work autonomously in areas without established approaches.
• Experience with agentic engineering or an AI-driven software development lifecycle is an advantage.
• Experience in lending, credit, or financial services is an advantage.
• Undergo criminal-record screening where required by local regulations.
• Not be registered in RKI.

Benefits

• State-of-the-art computer equipment and peripherals.
• Access to recent AI tools and models.
• Pension.
• Health insurance.
• Enhanced parental leave.