Senior Backend Engineer —Payment（PH）
Summary
Designs and builds the core cross-border payment system, handling acquiring, clearing, settlement, and anti-fund-loss measures in a high-concurrency environment.
Responsibilities
- Responsible for the architectural design, development and optimization of the core cross-border payment system; lead the implementation of technical solutions for the full payment link (acquiring, clearing & settlement, risk control, etc.).
- Deeply understand fund loss risks in payment business; design and implement anti-fund loss solutions (e.g., reconciliation system, error handling, fund audit) and avoid potential capital risks through technical means.
- Connect with international payment channels (e.g., credit cards, local payment methods) and handle complex scenarios in cross-border payments such as compliance, exchange rate and settlement.
- Continuously optimize system performance and solve core technical issues including high concurrency, distributed transactions and data consistency.
- Collaborate with risk control, finance, product and other teams to drive the improvement of payment system stability and security.
Requirements
- Proficiency in the core logic and architecture of cross-border payment; with at least one experience as the lead developer and architect for the full link of a payment system.
- Having a clear understanding of anti-fund loss concepts, with practical experience in handling fund loss cases or designing corresponding solutions.
- At least 2 years of experience in the development and maintenance of payment systems.
- Experience in docking with international payment channels is preferred.
- Excellent communication skills and strong sense of ownership & initiative in work.
- At least 5 years of Java development experience and 2 years of architect experience.
Meaningful Collaborations
The successful candidate will work cross-functionally with other relevant teams to carry out implementations that will improve and create an impact on customer experience.
Scalable Growth
Be part of a fast-growing organization with the vision to expand its territories outside APAC which will provide opportunities for career advancement.
A Space For Bright Ideas
Let your bright ideas be converted into meaningful changes! Coins culture welcomes new ideas backed up by data to create an impact.