Senior Backend Engineer - Repayment (SDE 3)

Senior Backend Engineer

Kredivo is looking for Senior Backend engineers to join their R&D center in Jakarta, Indonesia. The team is responsible for developing new product functionality for Kredivo, building scalable services and tools using open source frameworks/cloud infrastructure and integrating machine learning models for real‑time credit scoring and fraud detection. Candidates should have a strong background in developing scalable microservices using an event‑driven architecture.

About the job:

• Design and implement backend services for various FinAccel lending platforms like Kredivo.
• Work with the Product, Business and Sales teams to gather and understand requirements and deliver scalable solutions.
• Write high quality, maintainable code.
• Own parts of the system and continuously work to improve them in an agile environment.
• Benchmarking, load testing, diagnosing problems and helping create solutions.
• Research and implement modern frameworks and technologies for back‑end systems.
• Participate in design discussions, reviews and propose/implement solutions to technical problems and challenges.

About you:

• Bachelor’s degree in Computer Science, Information Technology or equivalent.
• Minimum 3 years of software development experience.
• Strong understanding of Data Structures, Algorithms and Computer Science fundamentals.
• Experience working with one of the following programming languages: Python, Golang or C++.
• Good understanding of microservices architecture and event‑driven programming paradigm.
• Proficient in HTTP, Web Services, OAuth and Restful APIs.
• Familiar with Linux environment.
• Experience working with cloud‑based systems and infrastructure services such as AWS, GCP, etc. is a plus.
• Good communication skills and good attention to detail, with the ability to work well in a team with a positive attitude.