Senior Capital & Financial Modeler

You will develop, maintain, and analyze regulatory and rating agency capital models. You will produce capital calculations, forecasts, reconciliations, stress tests, and scenario analyses; evaluate strategic capital initiatives; improve data processes and controls; build dashboards; and present clear recommendations to senior management, committees, regulators, and rating agencies.

Responsibilities

• Maintain and enhance regulatory and rating agency capital models, including S&P Capital Adequacy, AM Best BCAR, Solvency II, Bermuda BSCR, and US RBC
• Produce quarterly and annual capital calculations, reconciliations, and variance analyses
• Support capital forecasting and multi-year business planning
• Perform stress testing and scenario analysis to assess capital adequacy
• Analyze drivers of capital changes and identify optimization opportunities
• Support quarterly and annual capital submissions to regulators and rating agencies
• Prepare supporting analytics, management presentations, and documentation
• Assist with responses to regulator and rating agency information requests
• Maintain controls, documentation, and audit trails for capital processes
• Evaluate capital impacts of business growth initiatives, reinsurance transactions, M&A opportunities, dividend strategies, and corporate restructuring activities
• Support assessment of capital efficiency and return on capital across business units
• Assist in developing capital optimization recommendations
• Drive automation and process improvement initiatives
• Partner with Finance Transformation teams on system integration and reporting solutions
• Develop dashboards and analytical tools for capital monitoring and decision-making
• Maintain documentation of methodologies, assumptions, and governance requirements
• Collaborate with Finance, Actuarial, Risk, Underwriting, Investments, Tax, Treasury, and Liquidity teams to validate and challenge model inputs
• Present capital analyses and recommendations to senior management
• Support preparation of Board, Risk Committee, and Executive Committee materials
• Serve as a subject matter resource for capital and solvency matters

Requirements

• Bachelor’s degree in Finance, Accounting, Economics, Mathematics, Actuarial Science, Statistics, or a related field
• 7–10 years of experience in insurance, reinsurance, capital management, risk management, treasury, actuarial, or financial analysis
• Hands-on experience building, maintaining, or enhancing insurance capital models across Solvency II, Bermuda BSCR, US RBC, S&P, and AM Best BCAR frameworks
• Ability to translate capital model outputs into actionable insights and recommendations
• Experience with capital forecasting, stress testing, and scenario analysis
• Strong understanding of insurance balance sheets, underwriting risk, reserving risk, investment risk, credit risk, catastrophe risk, and diversification impacts
• Ability to reconcile model results to financial statements, management reporting, and regulatory submissions
• Experience preparing executive-level materials for rating agencies, regulators, Board committees, or senior leadership
• Ability to work cross-functionally with Finance, Actuarial, Risk, Investments, Tax, Treasury, and Underwriting teams
• Strong judgment and commercial orientation
• Advanced Excel and financial modeling skills
• Experience developing executive- and Board-level presentations
• Strong analytical, quantitative, and problem-solving abilities
• Excellent written and verbal communication skills

Benefits

• Medical insurance
• Dental insurance
• Vision insurance
• FSA for medical and dependent care
• Health Savings Account
• Employee Assistance Program
• Company-paid basic life and AD&D insurance
• Employer-paid basic long-term disability insurance
• Voluntary employee-paid long-term disability insurance
• Company medical leave
• Parental leave of 8 weeks at full pay after 6 months of service
• Voluntary short-term disability coverage
• Critical illness coverage
• Hospital indemnity coverage
• Accident coverage
• Company-paid travel assistance programs
• 401(k) with 6% safe harbor match
• Gym reimbursement
• Legal plan
• Pet insurance
• Tuition reimbursement
• Paid time off
• Flexible work arrangement
• On-site pantry
• Team outings
• Employee resource groups