Senior Compliance Manager & Deputy MLRO

Our culture & values

Our team knocks the boring out of payments and we do it in our own unique way: having a ‘one team’ mentality, being open, honest and trusted, bringing awesome every day, and knowing that simplicity is genius! Our core values are One Team, Openness, Awesomeness and Simplicity.

Our place is one of collaboration, teamwork & innovation. But, above all, it’s one that embraces difference. And rather than have you blend in, we want to help you unleash your full potential.

What you’ll do

The Senior Compliance Manager - Ireland is responsible for supporting the design, implementation and continuous enhancement of EML Money DAC’s local risk and compliance framework. The role holds senior accountability for financial crime compliance oversight, governance and escalation activity in Ireland, while also supporting broader regulatory compliance and risk management outcomes across the Irish business.

This position ensures EML maintains a strong, practical and well-governed compliance environment in Ireland through effective second line leadership, disciplined framework execution and close partnership with the business. The role plays a key leadership function in supporting the PCF-52 role locally, while also contributing to broader governance, regulatory and risk matters that support the PCF-12 and PCF-14 responsibilities in Ireland.

Key Responsibilities:

• Support the design, implementation and continuous enhancement of the Ireland risk and compliance framework across relevant business activities and entities.
• Provide senior second line leadership on financial crime compliance matters, including AML/CTF, sanctions and related regulatory requirements.
• Support the PCF-52 role in the operation and oversight of the local financial crime framework, including governance, monitoring, escalation, reporting and regulatory engagement.
• Lead or oversee monitoring, control reviews and thematic activity to identify, assess and track compliance risks, issues, trends and remediation actions.
• Support the development, implementation and maintenance of compliance policies, procedures and controls to meet Irish regulatory obligations and business needs.
• Coordinate and review regulatory reporting, regulatory correspondence and key compliance records to support timely, accurate and well-governed execution.
• Provide clear, practical and commercially informed advice to business stakeholders, outsourced service providers and internal partners on compliance and financial crime matters.
• Prepare and deliver high-quality management information, committee papers and other reporting for senior management and governance forums.
• Support regulatory engagements, audits, inspections, reviews and remediation activity affecting the Irish business.
• Partner with Group specialist teams and regional stakeholders to ensure local requirements are addressed appropriately within the broader Group framework.
• Escalate material risks, control weaknesses and emerging issues appropriately and support effective action planning and follow-through.
• Contribute to broader Ireland risk and compliance activity, including matters that support the effective discharge of PCF-12 and PCF-14 responsibilities.
• Promote a strong culture of accountability, challenge, partnership and continuous improvement across the Irish business.
• Support strategic initiatives, product changes and business developments by ensuring risk and compliance considerations are addressed early and effectively.

What you’ll bring

To succeed in this role, you will have:

• Significant experience in compliance, financial crime or related control roles within regulated financial services, payments or fintech environments.
• Strong experience supporting or overseeing financial crime compliance frameworks in a fast-paced and evolving regulated environment.
• Good understanding of Irish and EU regulatory requirements relevant to payments businesses, with particular depth in AML/CTF and related financial crime obligations.
• The ability to engage confidently with senior stakeholders on complex compliance and financial crime matters and translate requirements into practical business solutions.
• Strong judgement, organisation and attention to detail, with the ability to identify issues, prioritise actions and maintain effective oversight of remediation and follow-through.
• Excellent written and verbal communication skills, including the ability to prepare clear reporting and engage effectively with regulators, auditors and internal stakeholders.
• Experience working effectively in a global, matrixed environment and partnering with business teams, control functions and outsourced service providers.
• A practical, proactive and outcome-focused mindset with a strong commitment to continuous improvement and sound second line oversight.

What we offer you

If you love what you do, you should love where you do it. We offer you:

• A salary commensurate with your skills, experience and market benchmarks.
• Participation in the company bonus scheme.
• Eligible health care and pension benefits
• A flexible hybrid working culture where you’re empowered to work in a way that suits your lifestyle.
• Additional leave including our Take 5 extra annual leave program, birthday leave and two days of volunteer leave per year.
• Parental support including up to 12 weeks of fully paid parental leave.
• Growth and development opportunities including access to funding for professional memberships, certifications, conferences and more.
• A culture that values collaboration, learning and continuous improvement.
• A global business landscape that connects you with colleagues working throughout Australia, UK, North America and Europe.
• Opportunities for international travel.

Our commitment to Equal Employment Opportunity

Integrated into our Core Values is EML's commitment to diversity, equity and inclusion. EML is committed to being a globally inclusive company where all people are treated fairly, recognised for their individuality, promoted based on performance and empowered to reach their full potential.

We believe in understanding and respecting differences. This concept encompasses but is not limited to human differences with regard to race, ethnicity, religion, gender, culture and physical ability. Every individual at EML has an ongoing responsibility to respect and support a globally diverse environment.