Senior Credit Analyst – Global Corporate Finance (d/m/f/x)

Mercedes-Benz Financial Services is one of the world's leading automotive financial services providers. As the financial services arm of the Mercedes-Benz Group, we support customers, dealer partners, and fleet operators in more than 40 countries with financing, leasing, and mobility solutions.

Within Global Credit Risk Management, we are responsible for the global oversight and governance of credit risk across our corporate and dealer financing portfolios. Our decisions form the foundation for sustainable growth and long-term profitability in an international business environment. If you are looking to leverage your experience in Corporate Banking, Structured Finance, Leveraged Finance, or Credit Risk Management within a global organization, this role offers a unique opportunity to assume significant responsibility, gain international exposure, and directly influence major financing decisions worldwide.

Our Team – Global Credit Risk Underwriting

As part of our global Credit Risk team based in Stuttgart, Germany, you will serve as a key credit authority for complex and strategically important financing transactions across the Mercedes-Benz Financial Services organization.

We assess, structure, and approve credit exposures that exceed the delegated authority of our international markets. In doing so, we collaborate closely with local credit teams, business units, external financing partners, and senior executives around the globe.

Our scope covers everything from traditional corporate lending and dealer finance to structured finance, syndicated transactions, and complex fleet financing solutions. In addition, we play a central role in continuously enhancing global credit processes, methodologies, and digital risk management capabilities.

These challenges await you\:

• Independently analyze, structure, and underwrite complex corporate, dealer, and structured finance transactions with international exposure
• Prepare high-quality credit recommendations and risk assessments for management and credit decision-making committees
• Conduct comprehensive credit risk evaluations of large and complex exposures, including financial statement analysis, cash flow assessment, industry evaluation, and transaction structuring reviews
• Support and manage strategically important financing transactions, acquisition financings, restructurings, and special situations
• Contribute to structured and syndicated financing transactions alongside banks and external financing partners
• Act as a central credit authority for transactions exceeding local credit approval mandates across international markets
• Prepare and present credit decisions and executive-level briefings to senior management and global credit committees
• Provide expert guidance, coaching, and support to international credit teams on complex risk-related matters
• Contribute to the enhancement of credit policies, rating methodologies, underwriting standards, and decision-making frameworks
• Support digitalization and automation initiatives within the global credit risk function
• Actively shape the global credit risk strategy and help ensure high portfolio quality and risk governance standards worldwide