Senior Credit Manager - Commercial Real Estate - NBFC
Description
About the role:
An NBFC is hiring a Senior Credit Manager for its Commercial Real Estate lending book.
Key responsibilities:
- Credit evaluation: financial analysis including cash flow assessments and risk profiling of commercial real estate borrowers
- Financial due diligence: review balance sheets, profit and loss statements and the creditworthiness of potential borrowers
- Portfolio monitoring: track loan performance, flag risks and assist in credit monitoring processes
- Industry and market analysis: stay current on CRE market trends, regulatory changes and industry developments
- Reporting and documentation: prepare credit reports, risk assessments and internal presentations for senior management
- Regulatory compliance: ensure adherence to internal policies and regulatory guidelines for credit underwriting
- Stakeholder coordination: work with business teams, credit committees and external agencies
Candidate profile:
- 5-10 years in credit risk assessment, financial analysis and loan structuring within the NBFC or banking sector.
- Strong financial modelling and credit analysis skills, proficiency in MS Excel, and the ability to assess financial risk, borrower credibility and loan structuring strategies.
- Excellent report-writing and presentation skills.