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SENIOR CREDIT RISK ANALYST

Our client is a solid international financial group. For the strengthening of its Credit Risk function, it has asked us to search for the following professional figure:


SENIOR CREDIT RISK ANALYST

The Credit Risk Analyst will play a key role in evaluating credit risk requests for leasing / loan by customers / dealers / vendors and you will directly report to the Credit Risk Officer.

Main responsibilities:

· Perform credit evaluation and risk analysis based on verification of reliability of information, analysis and spreading of financial statements / economic figures, assessment of customer's creditworthiness and its ability to repay loan, calculation of obligor rating, analysis of transaction’ structure and asset and of possible guarantees / guarantors.

· Prepare detailed credit report in English and recommendation based on credit risk analysis to be submitted to the relevant decision-making bodies.

· Collaborate with operations and business lines teams, their dealers /vendors in an international context.

· Contribute to the development of credit policies and local credit risk management rules.

· Collaborate with collection department in the monitoring of delinquency customers.

Requirements:

· Bachelor’s degree in Economic / Finance or a related field.

· At least 5 years of experience as credit risk analyst in the leasing / bank industry or in similar role with demonstrate experience at reading and analyzing independently corporate financial statements and associated risk assessment.

· Good level of written and spoken English is mandatory.

· Knowledge of key credit risk management systems and processes.

· Good knowledge of MS Excel.

· Ability to multitask and appropriately prioritize workload.

· Adherence to processes, focus on details, strong analytical skills.

· Proactive, dynamic with ability to build positive relationships within the team.

Workplace: Milan.

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