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Baader Bank AG

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Senior Credit Risk Manager

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You will manage credit business throughout the lifecycle of credit engagements. You will process credit applications and changes, manage collateral, monitor engagements, and ensure proper credit processing. You will support credit-related systems and processes, improve automation, advance digitalisation and reporting, and contribute your expertise to credit-business projects.

Responsibilities

  • Manage credit business throughout the lifecycle of credit engagements
  • Process credit applications and credit changes
  • Manage collateral and monitor credit engagements
  • Exercise credit and decision-making authority and ensure proper credit processing
  • Support credit-related applications and processes after onboarding to the core banking system
  • Maintain and improve existing automations
  • Advance the digitalisation, standardisation and automation of credit processes
  • Develop BI reporting solutions
  • Contribute credit expertise to projects and collaborate with relevant business functions

Requirements

  • Completed banking training, a business-related degree, or a comparable qualification
  • Relevant experience in credit business, credit administration, back office, or a comparable role
  • Knowledge of banking processes and IT systems
  • Knowledge of process analysis, design, or optimisation
  • Strong affinity for IT, digitalisation, and automation
  • German proficiency in spoken and written communication
  • English proficiency is advantageous

Benefits

  • Comprehensive onboarding
  • Flexible working hours
  • Home-office work options, including up to 20 days per year from elsewhere in the EU
  • 30 days of annual leave
  • Additional leave on 24 December and 31 December
  • Employer contributions to occupational pension provision
  • Public-transport accessibility and employee parking
  • Subsidised Deutschland-Ticket
  • Subsidised company restaurant
  • Health promotion
  • Holiday childcare for employees' children
  • Employee support through pme Familienservice
  • Regular employee events
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