Senior full stack engineer (fintech/payments)
Summary
Build and lead the full-stack payment infrastructure for a high-growth African fintech, integrating APIs, blockchain, and compliance tools to enable seamless cross-border transactions.
Our client is a high-growth fintech company building the next generation of payment infrastructure across Africa. Their mission is to make money movement seamless, inclusive, and scalable across borders. They operate at the intersection of financial innovation and real-world impact, empowering businesses and consumers with tools to thrive in a rapidly digitizing economy.
Job Type: Full-time
Location: Cape Town
Workplace: Hybrid Requirements
Must-Have Bachelor’s Degree in Engineering, Computer Science or a related field. 4–7 years’ experience as a Full Stack Engineer (preferably in fintech or payments). Strong backend experience in Java or Python preferred (experience in Node.js and Type Script would be a bonus). Frontend experience in React.js and Vue.js. Experience with relational and No SQL databases. Strong API development experience (REST, Graph QL). Knowledge of blockchain fundamentals and working with Web3 APIs or SDKs. Experience with CI/CD pipelines, Docker, Kubernetes. Solid understanding of security, encryption, and compliance in payments. Team lead experience is required.
Nice-to-Have Experience in the African payments landscape (mobile money, local payment APIs). Familiarity with FX, liquidity, or remittance platforms. Knowledge of stablecoin settlement flows and blockchain scaling solutions. Cloud experience (AWS, GCP, or Azure). Responsibilities
Product Development & Architecture Design and develop scalable platforms, web applications for payments and settlement. Build and maintain secure, high-performance APIs for payment processing, KYC/AML, and partner integrations. Implement custody solutions and blockchain integrations for stablecoin transfers (e.g., USDC, USDT).
Integrations Integrate with payment gateways, banks, blockchain nodes, liquidity providers, and compliance services (e.g., Sumsub, Chainalysis). Build internal tools for operations, reconciliation, and risk monitoring.
Security & Compliance Implement secure coding practices (OWASP, PCI-DSS where applicable). Support compliance workflows (KYC, AML, transaction monitoring). Experience with SOC2 and/or ISO 27001 audits.
Collaboration & Leadership Work closely with Product, Compliance, and Ops to deliver features that meet business needs. Mentor junior engineers and participate in code reviews. Benefits Competitive salary + performance bonuses. Opportunity to shape the future of cross-border payments in Africa. Work with an experienced, diverse team across fintech, payments, and blockchain. #J-18808-Ljbffr