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Senior Payment Infrastructure Engineer (PHP / Go)

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Summary

Senior engineer to build and own, solo, the core fiat/card payment infrastructure of a 0→1 payment platform: integrating acquirers, PSPs and processors, and designing end-to-end flows (auth, capture, settlement, refunds) including 3DS2, MIT, recurring and card-on-file. Requires 5+ years in card payments with strong PHP and/or Go skills.

We’re building a next-generation payment platform from the ground up (0→1) — and we’re looking for a Senior Payment Infrastructure Engineer with deep expertise in fiat/card payments to take full ownership of the core system.
This is not about plugging APIs. This is about building real payment infrastructure.

🚀 What You’ll Do
Build and own core fiat/card payment infrastructure
Integrate with acquirers, PSPs, and payment processors
Design and debug end-to-end payment flows (auth, capture, settlement, refunds)
Work with 3DS2, MIT, recurring payments, and card-on-file systems
Architect scalable billing and payment systems from scratch
Take full ownership as the first (solo) engineer in this domain

🧠 What We’re Looking For
5+ years of hands-on production experience in card payments
Strong experience with PHP and/or Go
Deep understanding of payment lifecycle and card network specifications
Practical experience with:3DS2
Merchant-initiated transactions (MIT)
Recurring payments
Card-on-file flows

Strong debugging skills (request/response level, transaction tracing)
Ability to build systems independently from 0→1
AI-native engineering mindset 🤖

⭐ Bonus Points
Experience as MoR (Merchant of Record) or PayFac
Multi-acquirer / international payment setups
Experience building payment infrastructure (not just integrations)
Startup or early-stage product experience

💼 What We Offer
Full ownership of a core payment platform
High-impact engineering work with zero bureaucracy
Opportunity to build critical infrastructure from scratch
AI-first engineering environment

See also

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