Y Combinator Senior Product Manager - Card Issuing & Embedded Finance
Summary
Senior product manager who owns both product strategy and commercial outcomes (P&L, pricing, sales leadership) for a global card issuing, working capital and embedded finance solution at Aleph, a digital advertising sales company. Day to day: roadmap, pricing and product economics, go-to-market, and selling to Treasury/Finance and Media/Marketing buyers.
We’re looking for Senior Product Manager & Product Sales Lead in Madrid!
This is a rare mandate: full product ownership and commercial ownership and sales leadership of a global card issuing, working capital and embedded finance solution — with P&L accountability and a clear path to scale from Europe into the Middle East, APAC and beyond. You won't just build the roadmap; you'll own the revenue outcome and lead how it's sold into two very different buyer worlds: Treasury & Finance, and Media & Marketing.
If you want a senior PM seat where product strategy and commercial performance are the same job, not two separate ones, this is built for that.
What is AlephPay?
AlephPay is the business card built for digital advertising and designed to become your primary card for all business spend. It combines flexible credit, reliable payments, spend control, and rewards in one solution, covering everything from media spend to everyday expenses, so your campaigns keep running without interruption.
You can create dedicated virtual cards for clients, campaigns, teams, or other business needs while keeping full visibility and control over company spending. AlephPay also simplifies expense management and reconciliation, making it easier for finance teams to manage all business spend in one place.
And because it's built around advertising, AlephPay rewards the way you already spend: eligible ad spend earns media rewards you can reinvest into your campaigns, while everyday business purchases unlock additional benefits that help your business grow.
What You’ll Do
Strategy & Expansion
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Own product strategy, roadmap, value proposition and lifecycle
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Shape expansion strategy and evaluate build, partner or hybrid models by capability, market and region
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Develop card-based embedded finance propositions across spend management, T&E, corporate spend, working capital and financing
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Lead international expansion across Europe, Middle East, APAC and other priority markets
P&L & Commercial
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Own product P&L, business cases, revenue targets and commercial performance
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Define and optimise pricing, revenue streams and product economics
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Lead the Product Sales Specialist team and align product revenue execution with Media Sales
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Monitor key performance drivers and act to improve revenue and margin
Sales & GTM
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Act as senior SME for card issuing and embedded finance in strategic account discussions with Treasury, Finance, Media and Marketing stakeholders
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Develop sales toolkits, value propositions, use cases and competitive positioning
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Lead GTM coordination across Sales, Marketing, Treasury, Risk, Compliance, Operations, Technology and external partners
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Own strategic relationships with issuers, processors and embedded finance partners
What You Need For This Role
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Strong experience in card issuing, commercial cards and/or embedded finance.
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Product management and commercialisation of payment or financial products with P&L responsibility.
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Experience with working capital or financing solutions linked to B2B payments.
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Strong knowledge of issuing ecosystems, payment flows, pricing, interchange, FX and corporate payment processes.
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International market expansion and complex partner management experience.
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Experience in digital media, advertising, adtech or media buying is a strong plus.
What Will Make Us Really Love You
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You bring a track record of success in a similar role, with hands-on experience.
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You’re not afraid to challenge the status quo and bring fresh, out-of-the-box ideas to the table.
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You anticipate challenges before they arise and take initiative to find effective solutions.
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You have an eye for detail.
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You thrive on teamwork but also bring a driven, goal-oriented spirit.
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You’re genuinely enthusiastic about advertising, ad-tech, and staying ahead of industry trends.
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You have the ability to engage and communicate with internal and external stakeholders in a positive and approachable way.
What You’ll Love About Us
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We care about your individuality by giving you freedom to grow and create within the company, regardless of your position
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Learn from the best: Our state of the art workshops guarantee the latest insights into digital advertising
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Be part of a company with a truly global footprint, working with leading brands, platforms, and publishers across 90+ markets.
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We foster a dynamic environment where creativity, collaboration, and bold ideas are encouraged and celebrated.
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Join a diverse, multicultural team that values and embraces different perspectives, experiences, and talents.
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At Aleph, your work directly contributes to connecting brands and consumers in meaningful ways, shaping the future of digital advertising.
As published by lever · 13 questions
Basics
Resume/CV, Full name, Email, Phone, Current location, Current company, LinkedIn URL, Twitter URL, Portfolio URL, Other website
Short answers (4)
- What is your expected GROSS salary?
- What is the notice period you are required to serve with your current employer?
- If you marked 'Other', please specify what influenced you to apply: optional
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- Indicate the currency of your salary expectations. optional
- Are your salary expectations on Annual or Monthly basis? optional
- Do you have any relatives (e.g., spouse/partner, parent, sibling, child or someone living in your same household) who are currently employed by Aleph or in any of Aleph Media Partners? optional
- Do you currently hold an ownership stake, equity, or an active business role in any entity that operates in our industry or provides goods/services to our organization? optional
- Do you currently engage in—or plan to continue—any outside consulting, advisory roles, or secondary employment? optional
- I have read the terms of Aleph's candidate privacy policy. https://alephdigital.com/candidate-privacy-policy optional
- What is your level of proficiency in English? optional
- What influenced your decision to apply today? (Select all that apply) optional
- Where did you find this opportunity? optional