Senior Solution Architect - Pricing & Decision Engine - Banking Domain

About the job:

Senior Solution Architect - Central Pricing Engine. Experience: 9+ Years. Industry: Banking / Financial Services. Role Overview: We are looking for a Senior Solution Architect / Lead Engineer to design and lead a centralized Pricing & Decisioning Platform, leveraging modern AI/ML capabilities where applicable to enhance pricing decisions, automation and customer-level pricing.

Key Responsibilities:

- Design architecture for a centralized Pricing & Decision Engine.

- Define AI/ML integration for intelligent pricing, decisioning and optimization use cases.

- Design APIs, Microservices and event-driven integrations.

- Develop pricing rules, configurations, parameters, workflows and simulations.

- Integrate with Core Banking, CRM, Risk, Finance, Treasury and Digital Channels.

- Define security, scalability, performance, DR and observability requirements.

- Support RFI/RFP, vendor evaluation and make-vs-buy decisions.

- Lead engineering teams and ensure high-quality implementation.

- Ensure auditability, governance and regulatory traceability.

Key Skills:

- 9+ years in Solution/Enterprise Architecture or Engineering.

- Strong Banking / BFSI experience.

- Experience with Pricing Engine / Rule Engine / Decision Engine.

- Knowledge of AI/ML and AI-enabled decisioning.

- Strong Java / Python, Spring Boot / Fast API.

- Microservices, REST APIs, Event-driven architecture.

- Cloud / Hybrid architecture, CI/CD and containers.

- Architecture design, vendor evaluation and technical leadership.

- Knowledge of Deposits, Lending, Cards, Mortgages or Wealth.

- Preferred: Experience in banking pricing, AI/ML-based decisioning, product configuration, rule engines or core banking transformation.