Software Engineer (Backend / Full Stack)

About the Role
We are looking for a Backend / Full Stack Engineer with 2+ years of experience to join an engineering team building financial infrastructure that already processes billions of dollars in nonprofit payments.
You'll own systems end to end, from architecture to shipping, working directly with founders and leadership with zero layers in between. This is a high-autonomy role where your judgment and
opinions directly shape what gets built, not just how. We need engineers who have strong technical convictions, communicate clearly, and thrive in a fast-moving environment where whiteboarding, debating, and shipping are the norm.

What You'll Do
Build and own backend server applications and components that power Chariot's payment platform end to end, from design through production
Contribute to architecture decisions across APIs, backend systems, and infrastructure, helping define team standards and best practices
Collaborate directly with founders, product, and engineering through whiteboarding sessions and technical debates (strong opinions, loosely held)
Improve real-time monitoring and alerting to better understand user behavior and iterate on the product
Take on a wide range of projects across the platform. The team intentionally avoids siloed product lines, so you'll work across the full stack
What We're Looking For
Experience: 2-10 years in backend engineering
Software Engineer (Backend / Full Stack) | Candidate Reference | Page 2
Company background: Experience at a reputable, growing company, preferably a VC-backed startup
Ownership: You have owned and built scalable backend systems end to end
Infrastructure: Production experience with Docker and Kubernetes
Education: Bachelor's degree in a technical field
Mindset: Clear communicator with strong technical convictions who is comfortable debating and shipping quickly
Nice to Have
Fintech or payments infrastructure experience
Proficiency in Go or Node.js
Experience with Terraform and AWS infrastructure

Why This Role
Direct access to the founders and leadership, with no layers in between
Real autonomy and ownership of systems from architecture to production
Meaningful scale: infrastructure already moving billions of dollars in nonprofit payments
Competitive salary ($180K-$230K), equity, and support for visa transfers
Location: New York. In office Monday to Thursday, work from home Fridays
Hiring 3-4 engineers for this role

Location: Remote - New York, United States

Skills required for this job:

• AWS
• Back-end development
• Docker
• Fintech
• Full-stack development
• Go
• Kubernetes
• Node.js
• Payment applications
• Terraform