Software Engineer (Gen AI)
Summary
EarnIn is seeking a software engineer to build and deploy agent-driven GenAI workflows and chatbots to improve financial well-being for users. The role involves end-to-end feature ownership and utilizing modern AI-assisted development tools in a hybrid, Mountain View-based environment.
About EarnIn
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
WHAT WE'RE LOOKING FOR
EarnIn is building the next generation of AI-powered experiences that help millions of people access their pay and improve their financial well-being. We’re looking for a self-driven engineer eager to grow, learn quickly, and expand their impact by building high-quality systems and agent-driven GenAI workflows. This role is for a builder who is ready to move beyond foundational work and take significant ownership. We are looking for someone who takes initiative, deeply values craft, and is eager to push the boundaries of how engineers collaborate with AI agents.
The US base salary range for this full-time position is $181,000 to $222,000, plus equity and benefits. Our salary ranges are determined by role, level, and location. This hybrid position requires in-person work from our Mountain View HQ 2 days a week.
Applicants must be currently authorized to work in the United States. We are able to support H-1B and O-1 employer transfers but are NOT able to provide new visa sponsorship or consider candidates working pursuant to OPT or CPT for this position.
WHAT YOU'LL DO
- Build and ship agent-driven chatbot and GenAI workflows that deliver real customer impact.
- Own meaningful features end-to-end, from definition through design, all the way to implementation, evaluation, and impact measurement.
- Work hands-on with modern AI development tools (e.g., Cursor, Codex, Claude-style assistants).
- Collaborate with product, ML, and engineering teams in a fast-moving, ownership-driven culture.
- Continuously explore better ways to design, iterate, and improve how we build with AI.
WHAT WE'RE LOOKING FOR
- 3+ years of experience in software engineering
- A bachelor’s, or equivalent industry experience
- A strong foundation in software engineering and thoughtful system design.
- Experience writing code that is reliable, durable, and easily maintained.
- Experience in proactively identifying problems, learning quickly, and taking the initiative.
- Curiosity and a growth mindset with a focus on and experience stretching beyond what you already know.
- Excitement about GenAI, agents, and the future of AI-assisted software development. Hands-on experience is a plus. ]
- Experience using AI-assisted development tools (e.g., Copilot, Cursor, LLMs) is a plus
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
Skills
As published by greenhouse · 10 questions
Basics
First Name, Last Name, Email, Phone, Resume/CV, Cover Letter, Location
Short answers (2)
- What is your primary mailing address?
- LinkedIn Profile optional
Pick from a list (8)
- Are you legally authorized to work in the country that this role is based?
- Do you need, or will you need in the future, any immigration-related support or sponsorship from EarnIn in order to begin or continue employment with EarnIn?
- What is your preferred pronoun? optional
- Have you previously applied to a role at EarnIn?
- The interview may be recorded in various formats, including audio, video, and/or transcript, and reviewed by EarnIn’s hiring team for internal evaluation purposes only. These recordings will not be shared outside the company and will be securely stored and deleted in accordance with EarnIn’s Records Retention Policy.
- Do you have at least 3 years of experience in software engineering? optional
- Do you have experience writing code that is reliable, durable, and easily maintained? optional
- Do you have at least 6 months of experience using AI-assisted development tools (e.g., GitHub Copilot, Cursor, ChatGPT, or similar tools) as part of your software development workflow?
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