Сompliance Specialist
PayDo, a leading Electronic Money Institution (EMI) authorised by the FCA in the UK, FINTRAC in Canada, and MFSA in Malta, operates in 140+ countries and over 25 industries. Offering multicurrency IBANs, merchant solutions, mass payment options, acquiring, open banking, PayDo provides premium and convenient payment services. With all features available through one platform and contract, PayDo is a preferred solution for modern online businesses.
We are looking for a Onboarding Specialist to join our Onboarding team in a fast-growing fintech environment.
You will be responsible for conducting business verification (KYB), assessing client risk, and ensuring compliance with internal policies and regulatory requirements.
The role involves working with a wide range of industries, including digital industries, iGaming, and crypto, requiring strong analytical thinking.
Requirements
1.5+ years of experience in KYB / Business Verification / CDD/ Acquiring
Experience in fintech, EMI, PSP, banking, or similar
Strong understanding of:Corporate structures (UBOs, shareholders, directors)
Risk-based approach (not checklist-based verification)
AML / CTF fundamentals
Experience working with screening tools (e.g. SumSub, ComplyAdvantage or similar)
Ability to analyze websites and identify inconsistencies or red flags
Experience working with high-risk industries is a strong advantage
Good level of English (B2+)
Ability to work with high volumes while maintaining quality
Responsibilities
Perform KYB verification of business clients (documents, structure, activity)
Conduct risk assessment
Analyze client websites, business models, and transaction logic
Identify red flags and inconsistencies in client information
Request and review additional documentation where needed
Make approval / rejection / escalation decisions with clear justification
Work closely with Sales, KAM, Compliance, and Transaction Monitoring teams
Contribute to process improvements and onboarding optimization
Maintain accurate records in internal systems (Jira, CRM, verification tools)
Nice to have
Experience with crypto / VASP clients
Experience with acquiring / merchant onboarding
Understanding of iGaming / digital goods / high-risk industries
Experience with regulatory frameworks (FCA, EU AML directives, MiCA awareness)
Experience in process optimization or tools integration support
What we offer:
Annual Learning & Development Budget – invest in your growth with dedicated funds for courses, training, and certifications.
Transparent career growth – with opportunities to achieve Lead roles within 1 year, Head roles in 2 years, and even C-level within 4 years, based on exceptional performance.
Clear bonus structure.
Become part of a global team redefining FinTech. Your expertise, passion and ideas will shape the future of payments with PayDo!