Raya Holding

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Specialist (CAD)

Open 20d

Job description

Responsibilities:

  • Revise all the credit approvals submitted from the credit risk department to ensure all required documents and conditions are obtained as per the credit policy.
  • Ensure the accuracy and completeness of data in the system.
  • Ensure the accuracy and completeness of the disbursement process.
  • Build monthly or semimonthly reports to control and monitor the SME's portfolio quality.
  • Follow up on the non-performing clients with the business, legal, and collection teams.
  • Follow up on the validity of collaterals and insurance policies.
  • Prepare the CBE and FRA requested reports promptly.

Skills description

What will you need?

  • Educational background: Bachelor's degree in Finance, Economics, Business Administration, or a related field.
  • Experience: Minimum 3 years of experience in credit administration or a related department in a bank or non-banking financial institution is a must.
  • Technical proficiency and skills:
    • Strong understanding of credit and risk processes.
    • Good knowledge of reading and reviewing credit approvals.
    • Ability to handle original documents to review, organize, and save them.
    • Proficiency in Microsoft Office.
    • Planning and organizing skills.
    • Problem-solving abilities.
    • Communication skills.
    • Teamwork and collaboration.
    • Conflict resolution.
    • Cultural awareness.

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