Specialty Underwriter

Who are we?

Specialty Insurance Solutions (SIS) is a member of Michigan Millers Mutual Insurance Company. Michigan Millers Mutual Insurance Company is a mutual insurance company and an affiliate of Western National Mutual Insurance, it is rated A (Excellent) by A.M. Best, with over 140 years of experience serving policyholders’ property and casualty insurance needs across multiple regions in the United States. Michigan Millers believes in striving for growth without sacrifice. We know that our culture creates and cultivates happy and dedicated employees, which we believe gives us the ability to deliver the highest level of customer service.

The core values for Michigan Millers and Western National Insurance, Connectiveness – Accountability – Empowerment are incorporated into all that we do. Our workplace culture encourages employees to seek out learning opportunities and to strive for growth and development in the insurance industry.

We understand the importance of a positive work community and a healthy workplace environment when striving for organizational success. Our emphasis on internal growth and maintaining healthy team relationships translates into external growth and building sustainable customer relationships.

Does this opportunity interest you?

Specialty Insurance Solutions is seeking an Underwriter to join our team!

The individual in this role will have the opportunity to develop and manage a book of commercial lines business through assigned agencies while building strong agency relationships and supporting established growth and profitability goals.

What are the responsibilities and opportunities of this role?

• Develops and manages a book of commercial lines business with assigned agencies.
• Reviews, classifies, evaluates, and prices business within established underwriting authority.
• Manages an assigned agency territory to achieve established growth and profitability goals.
• Builds and maintains strong agency relationships.
• Applies knowledge of rating methodology and coverages to underwriting decisions.
• Travels to assigned agencies to promote products, strengthen agency partnerships, and support agency relationships.
• Maintains an understanding of the insurance marketplace, including different lines of insurance and emerging industry issues.
• Applies established practices, processes, procedures, and underwriting authority to analyze operations and exposures for different types of risks and write, renew, and modify business.
• Uses research and analysis to develop practical underwriting solutions that align with organizational objectives.
• Assesses risk and exposure on new and existing business to identify opportunities to support assigned territory loss ratio and growth objectives.
• Achieves business goals through new business growth, renewal retention, and overall profitability for assigned agencies.
• Identifies and analyzes medium-complexity accounts and makes sound underwriting decisions.
• Makes recommendations to a Senior Underwriter when established authority levels are exceeded.
• Makes decisions independently within assigned authority and executes established policies and procedures.
• Applies knowledge to solve problems of medium scope and complexity and recommends solutions when matters fall outside assigned authority.
• Builds customer satisfaction by setting appropriate expectations, taking responsibility for resolving customer issues, and ensuring commitments are met.
• Performs special projects and other duties as assigned.